Optasia (JSE:OPA) ROE % Adjusted to Book Value: 2.69% (As of Dec. 2025)

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JSE:OPA Optasia JSE:OPA
22 GF Score
Price R13.55
! 2 Warning Signs
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What is Optasia ROE % Adjusted to Book Value?

Optasia JSE:OPA +2.57% 22 ROE % Adjusted to Book Value is 2.69% as of Dec. 2025. GuruFocus rates JSE:OPA with a GF Score™ of 22/100. The stock has 2 warning signs investors should review.

Optasia's ROE % for the quarter that ended in Dec. 2025 was 33.34%. Optasia's PB Ratio for the quarter that ended in Dec. 2025 was 12.38. Optasia's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 2.69%.

Optasia ROE % Adjusted to Book Value Related Terms

Optasia ROE % Adjusted to Book Value Historical Data

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The historical data trend for Optasia's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Optasia ROE % Adjusted to Book Value Chart

Optasia Annual Data
Trend Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
0.00 0.00 0.00 4.24

Optasia Semi-Annual Data
Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 2.69

JSE:OPA vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Optasia's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Optasia ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Optasia's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Optasia's ROE % Adjusted to Book Value falls into.


JSE:OPA
22GF Score
Optasia JSE:OPA
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Optasia ROE % Adjusted to Book Value Calculation

Optasia's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=52.49% / 12.38
=4.24%

Optasia's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=33.34% / 12.38
=2.69%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 2.69% mean?
Optasia (JSE:OPA) has a ROE % Adjusted to Book Value of 2.69% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Optasia and its competitors.
Is Optasia's ROE % Adjusted to Book Value too high?
Optasia's current ROE % Adjusted to Book Value is 2.69%. Overall, Optasia has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Optasia's ROE % Adjusted to Book Value compare to V and MA?
Optasia's ROE % Adjusted to Book Value of 2.69% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Optasia and its competitors. Optasia's current ROE % Adjusted to Book Value is 2.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optasia stock overvalued right now?
Optasia (JSE:OPA) has a current ROE % Adjusted to Book Value of 2.69%. The current ROE % Adjusted to Book Value is 2.69%. Optasia's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Optasia (JSE:OPA), the current ROE % Adjusted to Book Value is 2.69% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Optasia Business Description

Address Jumeirah Lake Towers, Office No 806, Cluster N, Dubai, ARE
Optasia is an AI-powered fintech platform operating a B2B2X model that enables financial institutions, mobile network operators, wallets and digital distributors to offer digital credit products through their customer channels. The Group provides AI-driven decisioning, technology integration and risk management capabilities across emerging markets. Its core business lines are Micro Financing Solutions (MFS), which provides short-duration digital lending through mobile wallet ecosystems, and Airtime Credit Solutions (ACS), which offers airtime, data and bundle advance solutions through mobile network operator channels. Products include XTRA Cash, XTRA Balance, XTRA Time, XTRA, XTRA Bundle and XTRA Buy. It operates across Africa, the Middle East and other countries.
22GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R13.55
Price