SBI Life Insurance Co (NSE:SBILIFE) EBIT: ₹0 Mil (TTM As of Mar. 2026)


NSE:SBILIFE SBI Life Insurance Co Ltd NSE:SBILIFE
82 GF Score
Price ₹1,755.40
GF Value ₹1,998.96
Valuation Modestly Undervalued
! 3 Warning Signs
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What is SBI Life Insurance Co EBIT?

SBI Life Insurance Co NSE:SBILIFE +0.60% 82 EBIT is ₹0 Mil as of Mar. 2026. GuruFocus rates NSE:SBILIFE with a GF Score™ of 82/100 and a GF Value™ of ₹1,998.96 (Modestly Undervalued). The stock has 3 warning signs investors should review.

SBI Life Insurance Co's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was ₹0 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. SBI Life Insurance Co's annualized ROC % for the quarter that ended in Mar. 2026 was 0.00%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. SBI Life Insurance Co's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 0.00%.


SBI Life Insurance Co  (NSE:SBILIFE) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

SBI Life Insurance Co's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=0 * ( 1 - 1.37% )/( (5210620.525 + 4970427.46)/ 2 )
=0/5090523.9925
=0.00 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=5206709 - 0 - ( 19143.6 - 5% * 461102.5 )
=5210620.525

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=5000459.4 - 0 - ( 32079.4 - 5% * 40949.2 )
=4970427.46

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

SBI Life Insurance Co's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=0/1731466.973
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SBI Life Insurance Co EBIT Related Terms


SBI Life Insurance Co EBIT Historical Data

* Premium members only.

The historical data trend for SBI Life Insurance Co's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Life Insurance Co EBIT Chart

SBI Life Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15,827.48 17,832.84 19,512.40 25,061.10 0.00

SBI Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSE:SBILIFE vs AFL, MET: EBIT Comparison

For the Insurance - Life subindustry, SBI Life Insurance Co's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Life Insurance Co EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, SBI Life Insurance Co's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where SBI Life Insurance Co's EV-to-EBIT falls into.


NSE:SBILIFE
82GF Score
SBI Life Insurance Co Ltd NSE:SBILIFE
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Life Insurance Co EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹0 Mil mean?
SBI Life Insurance Co (NSE:SBILIFE) has a EBIT of ₹0 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on SBI Life Insurance Co.
Is SBI Life Insurance Co's EBIT too high?
SBI Life Insurance Co's current EBIT is ₹0 Mil. Overall, SBI Life Insurance Co has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBI Life Insurance Co's EBIT compare to AFL and MET?
SBI Life Insurance Co's EBIT of ₹0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on SBI Life Insurance Co. SBI Life Insurance Co's current EBIT is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SBI Life Insurance Co (NSE:SBILIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,998.96, compared to a current price of ₹1,755.40 — trading 12.2% below its estimated fair value. The current EBIT is ₹0 Mil. SBI Life Insurance Co's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For SBI Life Insurance Co (NSE:SBILIFE), the current EBIT is ₹0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Life Insurance Co (NSE:SBILIFE) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Life Insurance Co stock appears to be undervalued. The current stock price of ₹1,755.40 is trading 12.2% below its estimated GF Value™ of ₹1,998.96. GuruFocus considers SBI Life Insurance Co to be Modestly Undervalued.

Key valuation signals for NSE:SBILIFE:

  • EBIT: ₹0 Mil
  • GF Value™: ₹1,998.96 vs. price of ₹1,755.40 (12.2% below fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the NSE:SBILIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBI Life Insurance Co Business Description

Other Exchanges 540719:India
Address M. V. Road and Western Express Highway Junction, Natraj, Andheri East, Mumbai, MH, IND, 400069
SBI Life Insurance Co Ltd is a life insurance company in India. The company offers insurance products for individuals and groups, including Poorna Suraksha, Sampoorn Cancer Suraksha, eShield, CapAssure Gold, and others. The company has many products catering to various customer needs in the life, health, pension, and micro-insurance segments. The company operates through the following segments: Participating, Non-Participating, and Linked. The company derives the majority of its revenue from the Non-Participating segment, which includes endowment products, a variable insurance plan, an immediate annuity product, group protection products, and others.
82GF Score

Get the complete analysis for NSE:SBILIFE

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,755.40
Price
₹1,998.96
GF Value