SBI Life Insurance Co (NSE:SBILIFE) Interest Expense: ₹0 Mil (TTM As of Jun. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:SBILIFE SBI Life Insurance Co Ltd NSE:SBILIFE
87 GF Score
Price ₹1,877.50
GF Value ₹2,056.22
Valuation Fairly Valued
! 5 Warning Signs
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What is SBI Life Insurance Co Interest Expense?

SBI Life Insurance Co NSE:SBILIFE -0.92% 87 Interest Expense is ₹0 Mil as of Jun. 2026. GuruFocus rates NSE:SBILIFE with a GF Score™ of 87/100 and a GF Value™ of ₹2,056.22 (Fairly Valued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. SBI Life Insurance Co's interest expense for the three months ended in Jun. 2026 was ₹ 0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. SBI Life Insurance Co's Operating Income for the three months ended in Jun. 2026 was ₹ 0 Mil. SBI Life Insurance Co's Interest Expense for the three months ended in Jun. 2026 was ₹ 0 Mil. SBI Life Insurance Co has no long-term debt (1). The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

(1) Note: An indication of "no long-term debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.


SBI Life Insurance Co  (NSE:SBILIFE) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SBI Life Insurance Co's Interest Expense for the three months ended in Jun. 2026 was ₹0 Mil. Its EBIT for the three months ended in Jun. 2026 was ₹0 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Jun. 2026 was ₹0 Mil.

SBI Life Insurance Co's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

SBI Life Insurance Co had no long-term debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

SBI Life Insurance Co Ltd has no debt.


SBI Life Insurance Co Interest Expense Historical Data

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The historical data trend for SBI Life Insurance Co's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Life Insurance Co Interest Expense Chart

SBI Life Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -219.91 -248.37 -91.30 -114.40 -111.90

SBI Life Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
NSE:SBILIFE
87GF Score
SBI Life Insurance Co Ltd NSE:SBILIFE
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Life Insurance Co Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₹0 Mil mean?
SBI Life Insurance Co (NSE:SBILIFE) has a Interest Expense of ₹0 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on SBI Life Insurance Co and its competitors.
Is SBI Life Insurance Co's Interest Expense too high?
SBI Life Insurance Co's current Interest Expense is ₹0 Mil. Overall, SBI Life Insurance Co has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Life Insurance Co's Interest Expense compare to AFL and MET?
SBI Life Insurance Co's Interest Expense of ₹0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on SBI Life Insurance Co and its competitors. SBI Life Insurance Co's current Interest Expense is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SBI Life Insurance Co (NSE:SBILIFE) is currently considered Fairly Valued. The stock's GF Value™ is ₹2,056.22, compared to a current price of ₹1,877.50 — trading 8.7% below its estimated fair value. The current Interest Expense is ₹0 Mil. SBI Life Insurance Co's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For SBI Life Insurance Co (NSE:SBILIFE), the current Interest Expense is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Life Insurance Co (NSE:SBILIFE) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Life Insurance Co stock appears to be undervalued. The current stock price of ₹1,877.50 is trading 8.7% below its estimated GF Value™ of ₹2,056.22. GuruFocus considers SBI Life Insurance Co to be Fairly Valued.

Key valuation signals for NSE:SBILIFE:

  • Interest Expense: ₹0 Mil
  • GF Value™: ₹2,056.22 vs. price of ₹1,877.50 (8.7% below fair value)
  • GF Score™: 87/100 with 5 warning signs

No single metric tells the full story. See the NSE:SBILIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBI Life Insurance Co Business Description

Other Exchanges 540719:India
Address M. V. Road and Western Express Highway Junction, Natraj, Andheri East, Mumbai, MH, IND, 400069
SBI Life Insurance Co Ltd is a life insurance company in India. The company offers insurance products for individuals and groups, including Poorna Suraksha, Sampoorn Cancer Suraksha, eShield, CapAssure Gold, and others. The company has many products catering to various customer needs in the life, health, pension, and micro-insurance segments. The company operates through the following segments: Participating, Non-Participating, and Linked. The company derives the majority of its revenue from the Non-Participating segment, which includes endowment products, a variable insurance plan, an immediate annuity product, group protection products, and others.
87GF Score

Get the complete analysis for NSE:SBILIFE

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,877.50
Price
₹2,056.22
GF Value