Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
SBI Life Insurance Co has the GF Score of 86, which implies that the company
might have
Good outperformance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes SBI Life Insurance Co
might have
Good outperformance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
SBI Life Insurance Co (NSE:SBILIFE) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
SBI Life Insurance Co GF Score Related Terms
NSE:SBILIFE vs AFL, MET: GF Score Comparison
For the Insurance - Life subindustry, SBI Life Insurance Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Life Insurance Co GF Score vs Insurance Industry
For the Insurance industry and Financial Services sector, SBI Life Insurance Co's GF Score distribution charts can be found below:
* The bar in red indicates where SBI Life Insurance Co's GF Score falls into.
SBI Life Insurance Co (NSE:SBILIFE) has a GF Score of 86 as of Jul. 25, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on SBI Life Insurance Co and its competitors. This is near median its historical median of 80.00. Over the past decade, SBI Life Insurance Co's GF Score has ranged from 11.00 to 94.00.
Is SBI Life Insurance Co's GF Score too high?
SBI Life Insurance Co's current GF Score of 86 is near median its 10-year median of 80.00. Over the past 10 years, this metric has ranged from a low of 11.00 to a high of 94.00. Overall, SBI Life Insurance Co has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Life Insurance Co's GF Score compare to AFL and MET?
SBI Life Insurance Co's GF Score of 86 can be compared against companies in the Insurance industry. Historically, SBI Life Insurance Co's own GF Score has ranged from 11.00 to 94.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on SBI Life Insurance Co and its competitors. SBI Life Insurance Co's current GF Score is 86, which is near median its own 10-year median of 80.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SBI Life Insurance Co (NSE:SBILIFE) is currently considered Fairly Valued. The stock's GF Value™ is ₹2,021.09, compared to a current price of ₹1,858.60 — trading 8% below its estimated fair value. The current GF Score is 86, which is near median its 10-year median of 80.00. SBI Life Insurance Co's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For SBI Life Insurance Co (NSE:SBILIFE), the current GF Score is 86 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Life Insurance Co (NSE:SBILIFE) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Life Insurance Co stock appears to be undervalued.
The current stock price of ₹1,858.60 is trading 8% below its estimated GF Value™ of ₹2,021.09.
GuruFocus considers SBI Life Insurance Co to be Fairly Valued.
Key valuation signals for NSE:SBILIFE:
GF Score: 86 (near median its 10-year median of 80.00)
GF Value™: ₹2,021.09 vs. price of ₹1,858.60 (8% below fair value)
No single metric tells the full story. See the NSE:SBILIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Life Insurance Co Ltd is a life insurance company in India. The company offers insurance products for individuals and groups, including Poorna Suraksha, Sampoorn Cancer Suraksha, eShield, CapAssure Gold, and others. The company has many products catering to various customer needs in the life, health, pension, and micro-insurance segments. The company operates through the following segments: Participating, Non-Participating, and Linked. The company derives the majority of its revenue from the Non-Participating segment, which includes endowment products, a variable insurance plan, an immediate annuity product, group protection products, and others.
86GF Score
Get the complete analysis for NSE:SBILIFE
GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:SBILIFE has been successfully added to your 
