This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for SBI Life Insurance Co's Median PS Value or its related term are showing as below:
NSE:SBILIFE's Price-to-Median-PS-Value is not ranked *
in the Insurance industry.
Industry Median: 1.01 * Ranked among companies with meaningful Price-to-Median-PS-Value only.
SBI Life Insurance Co (NSE:SBILIFE) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
SBI Life Insurance Co's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
1788.70
/
0.00
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Life Insurance Co Median PS Value Related Terms
SBI Life Insurance Co Median PS Value Historical Data
* Premium members only.
The historical data trend for SBI Life Insurance Co's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SBILIFE vs AFL, MET: Median PS Value Comparison
For the Insurance - Life subindustry, SBI Life Insurance Co's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Life Insurance Co Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, SBI Life Insurance Co's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where SBI Life Insurance Co's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.
SBI Life Insurance Co's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1119.745.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Life Insurance Co (NSE:SBILIFE) has a Median PS Value of ₹0.00 as of Jul. 05, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on SBI Life Insurance Co and its competitors. According to the industry distribution chart, SBI Life Insurance Co ranks #999999 out of 344 companies in the Insurance industry.
Is SBI Life Insurance Co's Median PS Value too high?
SBI Life Insurance Co's current Median PS Value is ₹0.00. Based on the distribution chart, SBI Life Insurance Co ranks #999999 out of 344 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, SBI Life Insurance Co has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBI Life Insurance Co's Median PS Value compare to AFL and MET?
According to the Insurance industry distribution chart, SBI Life Insurance Co ranks #999999 out of 344 companies for Median PS Value. This places SBI Life Insurance Co in the lower half of its industry. The industry median Median PS Value is 1.01. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.01, based on 344 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on SBI Life Insurance Co and its competitors. For the Insurance industry, the median Median PS Value is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Life Insurance Co's current Median PS Value is ₹0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SBI Life Insurance Co (NSE:SBILIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,005.54, compared to a current price of ₹1,788.70 — trading 10.8% below its estimated fair value. The current Median PS Value is ₹0.00. SBI Life Insurance Co's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For SBI Life Insurance Co (NSE:SBILIFE), the current Median PS Value is ₹0.00 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Life Insurance Co (NSE:SBILIFE) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Life Insurance Co stock appears to be undervalued.
The current stock price of ₹1,788.70 is trading 10.8% below its estimated GF Value™ of ₹2,005.54.
GuruFocus considers SBI Life Insurance Co to be Modestly Undervalued.
Key valuation signals for NSE:SBILIFE:
Median PS Value: ₹0.00
GF Value™: ₹2,005.54 vs. price of ₹1,788.70 (10.8% below fair value)
No single metric tells the full story. See the NSE:SBILIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Life Insurance Co Ltd is a life insurance company in India. The company offers insurance products for individuals and groups, including Poorna Suraksha, Sampoorn Cancer Suraksha, eShield, CapAssure Gold, and others. The company has many products catering to various customer needs in the life, health, pension, and micro-insurance segments. The company operates through the following segments: Participating, Non-Participating, and Linked. The company derives the majority of its revenue from the Non-Participating segment, which includes endowment products, a variable insurance plan, an immediate annuity product, group protection products, and others.
84GF Score
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