The historical rank and industry rank for SBI Life Insurance Co's Pretax Margin % or its related term are showing as below:
NSE:SBILIFE'
s Pretax Margin % Range Over the Past 10 Years
Min: 1.48 Med: 2.22 Max: 3.49
Current: 2.26
NSE:SBILIFE's Pretax Margin % is ranked worse than 84.46% of 502
companies
in the Insurance industry
Industry Median: 11.98
vs NSE:SBILIFE: 2.26
SBI Life Insurance Co (NSE:SBILIFE) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
SBI Life Insurance Co Pretax Margin % Related Terms
SBI Life Insurance Co Pretax Margin % Historical Data
* Premium members only.
The historical data trend for SBI Life Insurance Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SBILIFE vs AFL, MET: Pretax Margin % Comparison
For the Insurance - Life subindustry, SBI Life Insurance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Life Insurance Co Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, SBI Life Insurance Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where SBI Life Insurance Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Life Insurance Co (NSE:SBILIFE) has a Pretax Margin % of 19.92% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SBI Life Insurance Co and its competitors. This is 797% above median its historical median of 2.22. Over the past decade, SBI Life Insurance Co's Pretax Margin % has ranged from 1.48 to 3.49. According to the industry distribution chart, SBI Life Insurance Co ranks #424 out of 502 companies in the Insurance industry, placing it in the top 84.5%.
Is SBI Life Insurance Co's Pretax Margin % too high?
SBI Life Insurance Co's current Pretax Margin % of 19.92% is 797% above median its 10-year median of 2.22. Over the past 10 years, this metric has ranged from a low of 1.48 to a high of 3.49. The Insurance industry median Pretax Margin % is 11.98. SBI Life Insurance Co's value of 19.92% is 66.3% above this industry median. Based on the distribution chart, SBI Life Insurance Co ranks #424 out of 502 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, SBI Life Insurance Co has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Life Insurance Co's Pretax Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, SBI Life Insurance Co ranks #424 out of 502 companies for Pretax Margin %. This places SBI Life Insurance Co in the lower half of its industry. The industry median Pretax Margin % is 11.98. SBI Life Insurance Co's value of 19.92% is 66.3% above this benchmark. Historically, SBI Life Insurance Co's own Pretax Margin % has ranged from 1.48 to 3.49 over the past decade. While the company's 10-year median is 2.22 vs. the industry median of 11.98, SBI Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Life Insurance Co's current Pretax Margin % of 19.92% is 66.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SBI Life Insurance Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Life Insurance Co's current Pretax Margin % is 19.92%, which is 797% above median its own 10-year median of 2.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SBI Life Insurance Co (NSE:SBILIFE) is currently considered Fairly Valued. The stock's GF Value™ is ₹2,009.52, compared to a current price of ₹1,862.90 — trading 7.3% below its estimated fair value. The current Pretax Margin % is 19.92%, which is 797% above median its 10-year median of 2.22 and 66.3% above the Insurance industry median of 11.98. SBI Life Insurance Co's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For SBI Life Insurance Co (NSE:SBILIFE), the current Pretax Margin % is 19.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Life Insurance Co (NSE:SBILIFE) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Life Insurance Co stock appears to be undervalued.
The current stock price of ₹1,862.90 is trading 7.3% below its estimated GF Value™ of ₹2,009.52.
GuruFocus considers SBI Life Insurance Co to be Fairly Valued.
Key valuation signals for NSE:SBILIFE:
Pretax Margin %: 19.92% (797% above median its 10-year median of 2.22)
GF Value™: ₹2,009.52 vs. price of ₹1,862.90 (7.3% below fair value)
Industry Position: 66.3% above the Insurance median (#424 of 502)
No single metric tells the full story. See the NSE:SBILIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Life Insurance Co Ltd is a life insurance company in India. The company offers insurance products for individuals and groups, including Poorna Suraksha, Sampoorn Cancer Suraksha, eShield, CapAssure Gold, and others. The company has many products catering to various customer needs in the life, health, pension, and micro-insurance segments. The company operates through the following segments: Participating, Non-Participating, and Linked. The company derives the majority of its revenue from the Non-Participating segment, which includes endowment products, a variable insurance plan, an immediate annuity product, group protection products, and others.
81GF Score
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