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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, SBI Life Insurance Co's share price is ₹1877.50.
SBI Life Insurance Co's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹1,192.15. Hence, SBI Life Insurance Co's PS Ratio for today is 1.57.
The historical rank and industry rank for SBI Life Insurance Co's PS Ratio or its related term are showing as below:
NSE:SBILIFE'
s PS Ratio Range Over the Past 10 Years
Min: 0.94 Med: 1.51 Max: 2.27
Current: 1.59
During the past 13 years, SBI Life Insurance Co's highest PS Ratio was 2.27. The lowest was 0.94. And the median was 1.51.
NSE:SBILIFE's PS Ratio is ranked worse than 65.8% of 500
companies
in the Insurance industry
Industry Median: 1.16
vs NSE:SBILIFE: 1.59
SBI Life Insurance Co Ltd revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of SBI Life Insurance Co was -1.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 11.00% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 8.80% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 19.90% per year.
During the past 13 years, SBI Life Insurance Co's highest 3-Year average Revenue per Share Growth Rate was 34.20% per year. The lowest was 9.20% per year. And the median was 16.80% per year.
Back to Basics: PS Ratio
SBI Life Insurance Co (NSE:SBILIFE) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, SBI Life Insurance Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Life Insurance Co PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, SBI Life Insurance Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where SBI Life Insurance Co's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
SBI Life Insurance Co's Share Price of today is ₹1877.50. SBI Life Insurance Co's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1,192.15.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
SBI Life Insurance Co (NSE:SBILIFE) has a PS Ratio of 1.57 as of Jul. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on SBI Life Insurance Co and its competitors. This is near median its historical median of 1.51. Over the past decade, SBI Life Insurance Co's PS Ratio has ranged from 0.94 to 2.27. According to the industry distribution chart, SBI Life Insurance Co ranks #329 out of 500 companies in the Insurance industry, placing it in the top 65.8%.
Is SBI Life Insurance Co's PS Ratio too high?
SBI Life Insurance Co's current PS Ratio of 1.57 is near median its 10-year median of 1.51. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 2.27. The Insurance industry median PS Ratio is 1.16. SBI Life Insurance Co's value of 1.57 is 35.3% above this industry median. Based on the distribution chart, SBI Life Insurance Co ranks #329 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, SBI Life Insurance Co has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Life Insurance Co's PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, SBI Life Insurance Co ranks #329 out of 500 companies for PS Ratio. This places SBI Life Insurance Co in the lower half of its industry. The industry median PS Ratio is 1.16. SBI Life Insurance Co's value of 1.57 is 35.3% above this benchmark. Historically, SBI Life Insurance Co's own PS Ratio has ranged from 0.94 to 2.27 over the past decade. While the company's 10-year median is 1.51 vs. the industry median of 1.16, SBI Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Life Insurance Co's current PS Ratio of 1.57 is 35.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on SBI Life Insurance Co and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Life Insurance Co's current PS Ratio is 1.57, which is near median its own 10-year median of 1.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SBI Life Insurance Co (NSE:SBILIFE) is currently considered Fairly Valued. The stock's GF Value™ is ₹2,056.22, compared to a current price of ₹1,877.50 — trading 8.7% below its estimated fair value. The current PS Ratio is 1.57, which is near median its 10-year median of 1.51 and 35.3% above the Insurance industry median of 1.16. SBI Life Insurance Co's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For SBI Life Insurance Co (NSE:SBILIFE), the current PS Ratio is 1.57 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Life Insurance Co (NSE:SBILIFE) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Life Insurance Co stock appears to be undervalued.
The current stock price of ₹1,877.50 is trading 8.7% below its estimated GF Value™ of ₹2,056.22.
GuruFocus considers SBI Life Insurance Co to be Fairly Valued.
Key valuation signals for NSE:SBILIFE:
PS Ratio: 1.57 (near median its 10-year median of 1.51)
GF Value™: ₹2,056.22 vs. price of ₹1,877.50 (8.7% below fair value)
Industry Position: 35.3% above the Insurance median (#329 of 500)
No single metric tells the full story. See the NSE:SBILIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Life Insurance Co Ltd is a life insurance company in India. The company offers insurance products for individuals and groups, including Poorna Suraksha, Sampoorn Cancer Suraksha, eShield, CapAssure Gold, and others. The company has many products catering to various customer needs in the life, health, pension, and micro-insurance segments. The company operates through the following segments: Participating, Non-Participating, and Linked. The company derives the majority of its revenue from the Non-Participating segment, which includes endowment products, a variable insurance plan, an immediate annuity product, group protection products, and others.
87GF Score
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