SBI Life Insurance Co (NSE:SBILIFE) Retained Earnings: ₹0 Mil (As of Jun. 2026)

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NSE:SBILIFE SBI Life Insurance Co Ltd NSE:SBILIFE
89 GF Score
Price ₹1,715.00
GF Value ₹2,074.26
Valuation Modestly Undervalued
! 3 Warning Signs
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What is SBI Life Insurance Co Retained Earnings?

SBI Life Insurance Co NSE:SBILIFE -1.12% 89 Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus rates NSE:SBILIFE with a GF Score™ of 89/100 and a GF Value™ of ₹2,074.26 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. SBI Life Insurance Co's retained earnings for the quarter that ended in Jun. 2026 was ₹0 Mil.

SBI Life Insurance Co's quarterly retained earnings increased from Dec. 2025 (₹0 Mil) to Mar. 2026 (₹178,301 Mil) but then declined from Mar. 2026 (₹178,301 Mil) to Jun. 2026 (₹0 Mil).

SBI Life Insurance Co's annual retained earnings increased from Mar. 2024 (₹134,878 Mil) to Mar. 2025 (₹156,306 Mil) and increased from Mar. 2025 (₹156,306 Mil) to Mar. 2026 (₹178,301 Mil).


SBI Life Insurance Co  (NSE:SBILIFE) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


SBI Life Insurance Co Retained Earnings Historical Data

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The historical data trend for SBI Life Insurance Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Life Insurance Co Retained Earnings Chart

SBI Life Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 103,940.82 118,644.35 134,878.40 156,305.70 178,300.60

SBI Life Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 178,300.60 0.00
NSE:SBILIFE
89GF Score
SBI Life Insurance Co Ltd NSE:SBILIFE
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Life Insurance Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0 Mil mean?
SBI Life Insurance Co (NSE:SBILIFE) has a Retained Earnings of ₹0 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on SBI Life Insurance Co and its competitors.
Is SBI Life Insurance Co's Retained Earnings too high?
SBI Life Insurance Co's current Retained Earnings is ₹0 Mil. Overall, SBI Life Insurance Co has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBI Life Insurance Co's Retained Earnings compare to MET and AFL?
SBI Life Insurance Co's Retained Earnings of ₹0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on SBI Life Insurance Co and its competitors. SBI Life Insurance Co's current Retained Earnings is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SBI Life Insurance Co (NSE:SBILIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,074.26, compared to a current price of ₹1,715.00 — trading 17.3% below its estimated fair value. The current Retained Earnings is ₹0 Mil. SBI Life Insurance Co's overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For SBI Life Insurance Co (NSE:SBILIFE), the current Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Life Insurance Co (NSE:SBILIFE) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Life Insurance Co stock appears to be undervalued. The current stock price of ₹1,715.00 is trading 17.3% below its estimated GF Value™ of ₹2,074.26. GuruFocus considers SBI Life Insurance Co to be Modestly Undervalued.

Key valuation signals for NSE:SBILIFE:

  • Retained Earnings: ₹0 Mil
  • GF Value™: ₹2,074.26 vs. price of ₹1,715.00 (17.3% below fair value)
  • GF Score™: 89/100 with 3 warning signs

No single metric tells the full story. See the NSE:SBILIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBI Life Insurance Co Business Description

Other Exchanges 540719:India
Address M. V. Road and Western Express Highway Junction, Natraj, Andheri East, Mumbai, MH, IND, 400069
SBI Life Insurance Co Ltd is a life insurance company in India. The company offers insurance products for individuals and groups, including Poorna Suraksha, Sampoorn Cancer Suraksha, eShield, CapAssure Gold, and others. The company has many products catering to various customer needs in the life, health, pension, and micro-insurance segments. The company operates through the following segments: Participating, Non-Participating, and Linked. The company derives the majority of its revenue from the Non-Participating segment, which includes endowment products, a variable insurance plan, an immediate annuity product, group protection products, and others.
89GF Score

Get the complete analysis for NSE:SBILIFE

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,715.00
Price
₹2,074.26
GF Value