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SBI Life Insurance CoNSE:SBILIFE -2.37%80 Dividend Payout Ratio is 0.34 as of Mar. 2026, which is 143% above its 10-year median of 0.14. GuruFocus rates NSE:SBILIFE with a GF Score™ of 80/100 and a GF Value™ of ₹2,013.87 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 334 Insurance companies, SBI Life Insurance Co ranks better than 90.72% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. SBI Life Insurance Co's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.34.
The historical rank and industry rank for SBI Life Insurance Co's Dividend Payout Ratio or its related term are showing as below:
NSE:SBILIFE'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11 Med: 0.14 Max: 0.17
Current: 0.11
During the past 13 years, the highest Dividend Payout Ratio of SBI Life Insurance Co was 0.17. The lowest was 0.11. And the median was 0.14.
NSE:SBILIFE's Dividend Payout Ratio is ranked better than 90.72% of 334
companies
in the Insurance industry
Industry Median: 0.38
vs NSE:SBILIFE: 0.11
During the past 13 years, the highest Trailing Annual Dividend Yield of SBI Life Insurance Co was 0.39%. The lowest was 0.13%. And the median was 0.19%.
During the past 3 years, the average Dividends Per Share Growth Rate was 2.60% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 4.00% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of SBI Life Insurance Co was 10.50% per year. The lowest was 0.00% per year. And the median was 2.60% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
SBI Life Insurance Co (NSE:SBILIFE) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
SBI Life Insurance Co Dividend Payout Ratio Related Terms
SBI Life Insurance Co Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for SBI Life Insurance Co's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SBILIFE vs AFL, MET: Dividend Payout Ratio Comparison
For the Insurance - Life subindustry, SBI Life Insurance Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Life Insurance Co Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, SBI Life Insurance Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where SBI Life Insurance Co's Dividend Payout Ratio falls into.
SBI Life Insurance Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
SBI Life Insurance Co's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Life Insurance Co (NSE:SBILIFE) has a Dividend Payout Ratio of 0.34 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on SBI Life Insurance Co and its competitors. This is 143% above median its historical median of 0.14. Over the past decade, SBI Life Insurance Co's Dividend Payout Ratio has ranged from 0.11 to 0.17. According to the industry distribution chart, SBI Life Insurance Co ranks #31 out of 334 companies in the Insurance industry, placing it in the top 9.3%.
Is SBI Life Insurance Co's Dividend Payout Ratio too high?
SBI Life Insurance Co's current Dividend Payout Ratio of 0.34 is 143% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.17. The Insurance industry median Dividend Payout Ratio is 0.38. SBI Life Insurance Co's value of 0.34 is 10.5% below this industry median. Based on the distribution chart, SBI Life Insurance Co ranks #31 out of 334 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, SBI Life Insurance Co has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBI Life Insurance Co's Dividend Payout Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, SBI Life Insurance Co ranks #31 out of 334 companies for Dividend Payout Ratio. This places SBI Life Insurance Co in the top 9% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.38. SBI Life Insurance Co's value of 0.34 is 10.5% below this benchmark. Historically, SBI Life Insurance Co's own Dividend Payout Ratio has ranged from 0.11 to 0.17 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.38, SBI Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Life Insurance Co's current Dividend Payout Ratio of 0.34 is 10.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on SBI Life Insurance Co and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Life Insurance Co's current Dividend Payout Ratio is 0.34, which is 143% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SBI Life Insurance Co (NSE:SBILIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,013.87, compared to a current price of ₹1,822.10 — trading 9.5% below its estimated fair value. The current Dividend Payout Ratio is 0.34, which is 143% above median its 10-year median of 0.14 and 10.5% below the Insurance industry median of 0.38. SBI Life Insurance Co's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For SBI Life Insurance Co (NSE:SBILIFE), the current Dividend Payout Ratio is 0.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Life Insurance Co (NSE:SBILIFE) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Life Insurance Co stock appears to be undervalued.
The current stock price of ₹1,822.10 is trading 9.5% below its estimated GF Value™ of ₹2,013.87.
GuruFocus considers SBI Life Insurance Co to be Modestly Undervalued.
Key valuation signals for NSE:SBILIFE:
Dividend Payout Ratio: 0.34 (143% above median its 10-year median of 0.14)
GF Value™: ₹2,013.87 vs. price of ₹1,822.10 (9.5% below fair value)
Industry Position: 10.5% below the Insurance median (#31 of 334)
No single metric tells the full story. See the NSE:SBILIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Life Insurance Co Ltd is a life insurance company in India. The company offers insurance products for individuals and groups, including Poorna Suraksha, Sampoorn Cancer Suraksha, eShield, CapAssure Gold, and others. The company has many products catering to various customer needs in the life, health, pension, and micro-insurance segments. The company operates through the following segments: Participating, Non-Participating, and Linked. The company derives the majority of its revenue from the Non-Participating segment, which includes endowment products, a variable insurance plan, an immediate annuity product, group protection products, and others.
80GF Score
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