Helia GroupASX:HLI +1.08%69 EBITDA Margin % is 129.43% as of Dec. 2025, which is 119% above its 10-year median of 59.08. GuruFocus rates ASX:HLI with a GF Score™ of 69/100 and a GF Value™ of A$4.01 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 369 Insurance companies, Helia Group ranks better than 98.37% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Helia Group's EBITDA for the
six
months ended in Dec. 2025 was A$252.0 Mil. Helia Group's Revenue for the
six
months ended in Dec. 2025 was A$194.7 Mil. Therefore, Helia Group's EBITDA margin for the quarter that ended in Dec. 2025 was 129.43%.
Helia Group (ASX:HLI) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Helia Group EBITDA Margin % Related Terms
Helia Group EBITDA Margin % Historical Data
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The historical data trend for Helia Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:HLI vs FNF, AXS, FAF: EBITDA Margin % Comparison
For the Insurance - Specialty subindustry, Helia Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helia Group EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Helia Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Helia Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helia Group (ASX:HLI) has a EBITDA Margin % of 129.43% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Helia Group and its competitors. This is 119% above median its historical median of 59.08. According to the industry distribution chart, Helia Group ranks #6 out of 369 companies in the Insurance industry, placing it in the top 1.6%.
Is Helia Group's EBITDA Margin % too high?
Helia Group's current EBITDA Margin % of 129.43% is 119% above median its 10-year median of 59.08. The Insurance industry median EBITDA Margin % is 14.81. Helia Group's value of 129.43% is 773.9% above this industry median. Based on the distribution chart, Helia Group ranks #6 out of 369 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Helia Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helia Group's EBITDA Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Helia Group ranks #6 out of 369 companies for EBITDA Margin %. This places Helia Group in the top 2% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.81. Helia Group's value of 129.43% is 773.9% above this benchmark. While the company's 10-year median is 59.08 vs. the industry median of 14.81, Helia Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helia Group's current EBITDA Margin % of 129.43% is 773.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Helia Group and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helia Group's current EBITDA Margin % is 129.43%, which is 119% above median its own 10-year median of 59.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helia Group stock overvalued right now?
Based on GuruFocus' analysis, Helia Group (ASX:HLI) is currently considered Significantly Overvalued. The stock's GF Value™ is A$4.01, compared to a current price of A$5.59 — trading 39.4% above its estimated fair value. The current EBITDA Margin % is 129.43%, which is 119% above median its 10-year median of 59.08 and 773.9% above the Insurance industry median of 14.81. Helia Group's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Helia Group (ASX:HLI), the current EBITDA Margin % is 129.43% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helia Group (ASX:HLI) Overvalued in 2026?
Based on GuruFocus' analysis, Helia Group stock appears to be overvalued.
The current stock price of A$5.59 is trading 39.4% above its estimated GF Value™ of A$4.01.
GuruFocus considers Helia Group to be Significantly Overvalued.
Key valuation signals for ASX:HLI:
EBITDA Margin %: 129.43% (119% above median its 10-year median of 59.08)
GF Value™: A$4.01 vs. price of A$5.59 (39.4% above fair value)
Industry Position: 773.9% above the Insurance median (#6 of 369)
No single metric tells the full story. See the ASX:HLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helia listed on the Australian Securities Exchange in 2014 after its US-based parent, Genworth Financial (NYSE: GNW), sold down its stake. It has since exited. With a history spanning over 50 years, Helia is the largest provider of lenders' mortgage insurance, or LMI, in Australia. In Australia, LMI is predominantly purchased on loans with a loan/value ratio, or LVR, above 80%. LMI protects a lender against a potential loss (gap) between the outstanding loan amount and sale proceeds on a delinquent loan property. LMI does not protect the borrower, however the premium is paid by the borrower. It's regulated by the Australian Prudential Regulation Authority, which requires it to meet minimum regulatory capital requirements.
69GF Score
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