Helia Group (ASX:HLI) LT-Debt-to-Total-Asset: 0.00 (As of Dec. 2025)

What is Helia Group LT-Debt-to-Total-Asset?

Helia Group ASX:HLI +1.43% 71 LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus rates ASX:HLI with a GF Score™ of 71/100 and a GF Value™ of A$3.98 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Helia Group's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.00.

Helia Group's long-term debt to total assets ratio declined from Dec. 2024 (0.07) to Dec. 2025 (0.00). It may suggest that Helia Group is progressively becoming less dependent on debt to grow their business.

Helia Group (ASX:HLI) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Helia Group LT-Debt-to-Total-Asset Related Terms

Helia Group LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Helia Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Helia Group LT-Debt-to-Total-Asset Chart

Helia Group Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.05

0.06

0.07

0.00

Helia Group Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.06	0.06	0.07	0.07	0.00

71GF Score

Helia Group Ltd ASX:HLI

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Helia Group LT-Debt-to-Total-Asset Calculation

Helia Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	0	/	2539.8
	=	0.00

Helia Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	0	/	2539.8
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

Helia Group (ASX:HLI) has a LT-Debt-to-Total-Asset of 0.00 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Helia Group and its competitors.

Is Helia Group's LT-Debt-to-Total-Asset too high?

Helia Group's current LT-Debt-to-Total-Asset is 0.00. Overall, Helia Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Helia Group's LT-Debt-to-Total-Asset compare to FNF and AXS?

Helia Group's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Helia Group and its competitors. Helia Group's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Helia Group stock overvalued right now?

Based on GuruFocus' analysis, Helia Group (ASX:HLI) is currently considered Significantly Overvalued. The stock's GF Value™ is A$3.98, compared to a current price of A$5.67 — trading 42.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Helia Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Helia Group (ASX:HLI), the current LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Helia Group (ASX:HLI) Overvalued in 2026?

Based on GuruFocus' analysis, Helia Group stock appears to be overvalued. The current stock price of A$5.67 is trading 42.5% above its estimated GF Value™ of A$3.98. GuruFocus considers Helia Group to be Significantly Overvalued.

Key valuation signals for ASX:HLI:

LT-Debt-to-Total-Asset: 0.00
GF Value™: A$3.98 vs. price of A$5.67 (42.5% above fair value)
GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the ASX:HLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Helia Group Business Description

Industry Financial Services Insurance

Comparable Companies ASX:NHF FNF LSE:BEZ ASX:MPL AXS SAU:8210 FAF ACT ESNT MTG RYAN RDN OSL:PROT AGO NMIH JSE:SNT LSE:LRE CAS:WAA TSX:TSU EIG

Other Exchanges 0GI0:Germany

Address 101 Miller Street, Level 26, North Sydney, Sydney, NSW, AUS, 2060

Website https://www.helia.com.au

Helia listed on the Australian Securities Exchange in 2014 after its US-based parent, Genworth Financial (NYSE: GNW), sold down its stake. It has since exited. With a history spanning over 50 years, Helia is the largest provider of lenders' mortgage insurance, or LMI, in Australia. In Australia, LMI is predominantly purchased on loans with a loan/value ratio, or LVR, above 80%. LMI protects a lender against a potential loss (gap) between the outstanding loan amount and sale proceeds on a delinquent loan property. LMI does not protect the borrower, however the premium is paid by the borrower. It's regulated by the Australian Prudential Regulation Authority, which requires it to meet minimum regulatory capital requirements.

71GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$5.67

Price

A$3.98

GF Value

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