Helia Group (ASX:HLI) Dividend Payout Ratio: 0.40 (As of Dec. 2025) — 18% Below Median


ASX:HLI Helia Group Ltd ASX:HLI
71 GF Score
Price A$5.70
GF Value A$3.98
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Helia Group Dividend Payout Ratio?

Helia Group ASX:HLI +1.42% 71 Dividend Payout Ratio is 0.40 as of Dec. 2025, which is 18% below its 10-year median of 0.49. GuruFocus rates ASX:HLI with a GF Score™ of 71/100 and a GF Value™ of A$3.98 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 336 Insurance companies, Helia Group ranks worse than 54.46% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Helia Group's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.40.

The historical rank and industry rank for Helia Group's Dividend Payout Ratio or its related term are showing as below:

ASX:HLI' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11   Med: 0.49   Max: 1.22
Current: 0.42

During the past 12 years, the highest Dividend Payout Ratio of Helia Group was 1.22. The lowest was 0.11. And the median was 0.49.

ASX:HLI's Dividend Payout Ratio is ranked worse than
54.46% of 336 companies
in the Insurance industry
Industry Median: 0.38 vs ASX:HLI: 0.42

As of today (2026-07-04), the Dividend Yield % of Helia Group is 5.69%.

During the past 12 years, the highest Trailing Annual Dividend Yield of Helia Group was 13.48%. The lowest was 1.62%. And the median was 6.79%.

Helia Group's Dividends per Share for the months ended in Dec. 2025 was A$0.16.

During the past 12 months, Helia Group's average Dividends Per Share Growth Rate was 6.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 10.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 44.10% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -0.40% per year.

During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of Helia Group was 99.00% per year. The lowest was -37.00% per year. And the median was 10.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Helia Group (ASX:HLI) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Helia Group Dividend Payout Ratio Related Terms

Helia Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Helia Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Helia Group Dividend Payout Ratio Chart

Helia Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.49 0.33 0.38 0.36

Helia Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.46 0.32 0.45 0.40

ASX:HLI vs FNF, AXS, FAF: Dividend Payout Ratio Comparison

For the Insurance - Specialty subindustry, Helia Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Helia Group Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Helia Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Helia Group's Dividend Payout Ratio falls into.


ASX:HLI
71GF Score
Helia Group Ltd ASX:HLI
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Helia Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Helia Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.32/ 0.892
=0.36

Helia Group's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.16/ 0.405
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.40 mean?
Helia Group (ASX:HLI) has a Dividend Payout Ratio of 0.40 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Helia Group and its competitors. This is 18% below median its historical median of 0.49. Over the past decade, Helia Group's Dividend Payout Ratio has ranged from 0.11 to 1.22. According to the industry distribution chart, Helia Group ranks #183 out of 336 companies in the Insurance industry, placing it in the top 54.5%.
Is Helia Group's Dividend Payout Ratio too high?
Helia Group's current Dividend Payout Ratio of 0.40 is 18% below median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 1.22. The Insurance industry median Dividend Payout Ratio is 0.38. Helia Group's value of 0.40 is 5.3% above this industry median. Based on the distribution chart, Helia Group ranks #183 out of 336 companies in the Insurance industry, which is below the industry midpoint. Overall, Helia Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helia Group's Dividend Payout Ratio compare to FNF and AXS?
According to the Insurance industry distribution chart, Helia Group ranks #183 out of 336 companies for Dividend Payout Ratio. This places Helia Group in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Helia Group's value of 0.40 is 5.3% above this benchmark. Historically, Helia Group's own Dividend Payout Ratio has ranged from 0.11 to 1.22 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 0.38, Helia Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 336 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helia Group's current Dividend Payout Ratio of 0.40 is 5.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Helia Group and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helia Group's current Dividend Payout Ratio is 0.40, which is 18% below median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helia Group stock overvalued right now?
Based on GuruFocus' analysis, Helia Group (ASX:HLI) is currently considered Significantly Overvalued. The stock's GF Value™ is A$3.98, compared to a current price of A$5.70 — trading 43.2% above its estimated fair value. The current Dividend Payout Ratio is 0.40, which is 18% below median its 10-year median of 0.49 and 5.3% above the Insurance industry median of 0.38. Helia Group's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Helia Group (ASX:HLI), the current Dividend Payout Ratio is 0.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Helia Group (ASX:HLI) Overvalued in 2026?

Based on GuruFocus' analysis, Helia Group stock appears to be overvalued. The current stock price of A$5.70 is trading 43.2% above its estimated GF Value™ of A$3.98. GuruFocus considers Helia Group to be Significantly Overvalued.

Key valuation signals for ASX:HLI:

  • Dividend Payout Ratio: 0.40 (18% below median its 10-year median of 0.49)
  • GF Value™: A$3.98 vs. price of A$5.70 (43.2% above fair value)
  • GF Score™: 71/100 with 5 warning signs
  • Industry Position: 5.3% above the Insurance median (#183 of 336)

No single metric tells the full story. See the ASX:HLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Helia Group Business Description

Other Exchanges 0GI0:Germany
Address 101 Miller Street, Level 26, North Sydney, Sydney, NSW, AUS, 2060
Helia listed on the Australian Securities Exchange in 2014 after its US-based parent, Genworth Financial (NYSE: GNW), sold down its stake. It has since exited. With a history spanning over 50 years, Helia is the largest provider of lenders' mortgage insurance, or LMI, in Australia. In Australia, LMI is predominantly purchased on loans with a loan/value ratio, or LVR, above 80%. LMI protects a lender against a potential loss (gap) between the outstanding loan amount and sale proceeds on a delinquent loan property. LMI does not protect the borrower, however the premium is paid by the borrower. It's regulated by the Australian Prudential Regulation Authority, which requires it to meet minimum regulatory capital requirements.
71GF Score

Get the complete analysis for ASX:HLI

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$5.70
Price
A$3.98
GF Value