Helia Group (ASX:HLI) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 25, 2026)


ASX:HLI Helia Group Ltd ASX:HLI
69 GF Score
Price A$5.53
GF Value A$4.01
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Helia Group Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Helia Group's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

ASX:HLI vs FNF, AXS, FAF: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance - Specialty subindustry, Helia Group's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Helia Group Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Helia Group's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Helia Group's Margin of Safety % (DCF Earnings Based) falls into.


ASX:HLI
69GF Score
Helia Group Ltd ASX:HLI
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Helia Group (ASX:HLI) Overvalued in 2026?

Based on GuruFocus' analysis, Helia Group stock appears to be overvalued. The current stock price of A$5.53 is trading 37.9% above its estimated GF Value™ of A$4.01. GuruFocus considers Helia Group to be Significantly Overvalued.

Key valuation signals for ASX:HLI:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: A$4.01 vs. price of A$5.53 (37.9% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the ASX:HLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Helia Group Business Description

Other Exchanges 0GI0:Germany
Address 101 Miller Street, Level 26, North Sydney, Sydney, NSW, AUS, 2060
Helia listed on the Australian Securities Exchange in 2014 after its US-based parent, Genworth Financial (NYSE: GNW), sold down its stake. It has since exited. With a history spanning over 50 years, Helia is the largest provider of lenders' mortgage insurance, or LMI, in Australia. In Australia, LMI is predominantly purchased on loans with a loan/value ratio, or LVR, above 80%. LMI protects a lender against a potential loss (gap) between the outstanding loan amount and sale proceeds on a delinquent loan property. LMI does not protect the borrower, however the premium is paid by the borrower. It's regulated by the Australian Prudential Regulation Authority, which requires it to meet minimum regulatory capital requirements.
69GF Score

Get the complete analysis for ASX:HLI

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$5.53
Price
A$4.01
GF Value