Helia GroupASX:HLI -1.07%69 FCF Yield % is 7.06 as of Jun. 30, 2026, which is 8% below its 10-year median of 7.71. GuruFocus rates ASX:HLI with a GF Score™ of 69/100 and a GF Value™ of A$4.01 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 508 Insurance companies, Helia Group ranks worse than 50.2% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Helia Group FCF Yield % Related Terms
Helia Group FCF Yield % Historical Data
* Premium members only.
The historical data trend for Helia Group's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Helia Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helia Group FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Helia Group's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Helia Group's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helia Group (ASX:HLI) has a FCF Yield % of 7.06 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Helia Group and its competitors. This is near median its historical median of 7.71. According to the industry distribution chart, Helia Group ranks #255 out of 508 companies in the Insurance industry, placing it in the top 50.2%.
Is Helia Group's FCF Yield % too high?
Helia Group's current FCF Yield % of 7.06 is near median its 10-year median of 7.71. The Insurance industry median FCF Yield % is 7.07. Helia Group's value of 7.06 is 0.1% below this industry median. Based on the distribution chart, Helia Group ranks #255 out of 508 companies in the Insurance industry, which is below the industry midpoint. Overall, Helia Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helia Group's FCF Yield % compare to FNF and AXS?
According to the Insurance industry distribution chart, Helia Group ranks #255 out of 508 companies for FCF Yield %. This places Helia Group in the lower half of its industry. The industry median FCF Yield % is 7.07. Helia Group's value of 7.06 is 0.1% below this benchmark. While the company's 10-year median is 7.71 vs. the industry median of 7.07, Helia Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.07, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helia Group's current FCF Yield % of 7.06 is 0.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Helia Group and its competitors. For the Insurance industry, the median FCF Yield % is 7.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helia Group's current FCF Yield % is 7.06, which is near median its own 10-year median of 7.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helia Group stock overvalued right now?
Based on GuruFocus' analysis, Helia Group (ASX:HLI) is currently considered Significantly Overvalued. The stock's GF Value™ is A$4.01, compared to a current price of A$5.54 — trading 38.2% above its estimated fair value. The current FCF Yield % is 7.06, which is near median its 10-year median of 7.71 and 0.1% below the Insurance industry median of 7.07. Helia Group's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Helia Group (ASX:HLI), the current FCF Yield % is 7.06 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helia Group (ASX:HLI) Overvalued in 2026?
Based on GuruFocus' analysis, Helia Group stock appears to be overvalued.
The current stock price of A$5.54 is trading 38.2% above its estimated GF Value™ of A$4.01.
GuruFocus considers Helia Group to be Significantly Overvalued.
Key valuation signals for ASX:HLI:
FCF Yield %: 7.06 (near median its 10-year median of 7.71)
GF Value™: A$4.01 vs. price of A$5.54 (38.2% above fair value)
Industry Position: 0.1% below the Insurance median (#255 of 508)
No single metric tells the full story. See the ASX:HLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helia listed on the Australian Securities Exchange in 2014 after its US-based parent, Genworth Financial (NYSE: GNW), sold down its stake. It has since exited. With a history spanning over 50 years, Helia is the largest provider of lenders' mortgage insurance, or LMI, in Australia. In Australia, LMI is predominantly purchased on loans with a loan/value ratio, or LVR, above 80%. LMI protects a lender against a potential loss (gap) between the outstanding loan amount and sale proceeds on a delinquent loan property. LMI does not protect the borrower, however the premium is paid by the borrower. It's regulated by the Australian Prudential Regulation Authority, which requires it to meet minimum regulatory capital requirements.
69GF Score
Get the complete analysis for ASX:HLI
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:HLI has been successfully added to your 
