Helia GroupASX:HLI +1.08%69 Median PS Value is A$4.85 as of Jun. 28, 2026, which is 100% below its 10-year median of 1.02. GuruFocus rates ASX:HLI with a GF Score™ of 69/100 and a GF Value™ of A$4.01 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 346 Insurance companies, Helia Group ranks worse than 61.27% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Helia Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$1.753. Helia Group's 10-Year median PS Ratio is 2.7667. Therefore, the Median PS Value for today is A$4.85.
As of today (2026-06-28), Helia Group's share price is A$5.59. Helia Group's Median PS Value is A$4.85. Therefore, Helia Group's Price to Median PS Value for today is 1.15.
The historical rank and industry rank for Helia Group's Median PS Value or its related term are showing as below:
ASX:HLI'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.9 Med: 1.02 Max: 1.15
Current: 1.15
During the past 12 years, the highest Price to Median PS Value of Helia Group was 1.15. The lowest was 0.90. And the median was 1.02.
ASX:HLI's Price-to-Median-PS-Value is ranked worse than 61.27% of 346
companies
in the Insurance industry
Industry Median: 0.995
vs ASX:HLI: 1.15
Helia Group (ASX:HLI) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Helia Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
5.59
/
4.85
=
1.15
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helia Group Median PS Value Related Terms
Helia Group Median PS Value Historical Data
* Premium members only.
The historical data trend for Helia Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:HLI vs FNF, AXS, FAF: Median PS Value Comparison
For the Insurance - Specialty subindustry, Helia Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helia Group Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Helia Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Helia Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.7667.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Helia Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$1.753.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helia Group (ASX:HLI) has a Median PS Value of A$4.85 as of Jun. 28, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Helia Group and its competitors. This is 375% above median its historical median of 1.02. Over the past decade, Helia Group's Median PS Value has ranged from 0.90 to 1.15. According to the industry distribution chart, Helia Group ranks #212 out of 346 companies in the Insurance industry, placing it in the top 61.3%.
Is Helia Group's Median PS Value too high?
Helia Group's current Median PS Value of A$4.85 is 375% above median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 1.15. Based on the distribution chart, Helia Group ranks #212 out of 346 companies in the Insurance industry, which is below the industry midpoint. Overall, Helia Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helia Group's Median PS Value compare to FNF and AXS?
According to the Insurance industry distribution chart, Helia Group ranks #212 out of 346 companies for Median PS Value. This places Helia Group in the lower half of its industry. The industry median Median PS Value is 1.00. Historically, Helia Group's own Median PS Value has ranged from 0.90 to 1.15 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.00, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Helia Group and its competitors. For the Insurance industry, the median Median PS Value is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helia Group's current Median PS Value is A$4.85, which is 375% above median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helia Group stock overvalued right now?
Based on GuruFocus' analysis, Helia Group (ASX:HLI) is currently considered Significantly Overvalued. The stock's GF Value™ is A$4.01, compared to a current price of A$5.59 — trading 39.4% above its estimated fair value. The current Median PS Value is A$4.85, which is 375% above median its 10-year median of 1.02. Helia Group's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Helia Group (ASX:HLI), the current Median PS Value is A$4.85 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helia Group (ASX:HLI) Overvalued in 2026?
Based on GuruFocus' analysis, Helia Group stock appears to be overvalued.
The current stock price of A$5.59 is trading 39.4% above its estimated GF Value™ of A$4.01.
GuruFocus considers Helia Group to be Significantly Overvalued.
Key valuation signals for ASX:HLI:
Median PS Value: A$4.85 (375% above median its 10-year median of 1.02)
GF Value™: A$4.01 vs. price of A$5.59 (39.4% above fair value)
No single metric tells the full story. See the ASX:HLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helia listed on the Australian Securities Exchange in 2014 after its US-based parent, Genworth Financial (NYSE: GNW), sold down its stake. It has since exited. With a history spanning over 50 years, Helia is the largest provider of lenders' mortgage insurance, or LMI, in Australia. In Australia, LMI is predominantly purchased on loans with a loan/value ratio, or LVR, above 80%. LMI protects a lender against a potential loss (gap) between the outstanding loan amount and sale proceeds on a delinquent loan property. LMI does not protect the borrower, however the premium is paid by the borrower. It's regulated by the Australian Prudential Regulation Authority, which requires it to meet minimum regulatory capital requirements.
69GF Score
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