Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Helia GroupASX:HLI -11.09%70 EV-to-EBITDA is 3.31 as of Aug. 20, 2026, which is 29% below its 10-year median of 4.64. GuruFocus rates ASX:HLI with a GF Score™ of 70/100 and a GF Value™ of A$3.75 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 346 Insurance companies, Helia Group ranks better than 86.13% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Helia Group's enterprise value is A$1,478.6 Mil.
Helia Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was A$446.4 Mil. Therefore, Helia Group's EV-to-EBITDA for today is 3.31.
The historical rank and industry rank for Helia Group's EV-to-EBITDA or its related term are showing as below:
ASX:HLI'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -9.21 Med: 4.64 Max: 16.48
Current: 3.31
During the past 12 years, the highest EV-to-EBITDA of Helia Group was 16.48. The lowest was -9.21. And the median was 4.64.
ASX:HLI's EV-to-EBITDA is ranked better than 86.13% of 346
companies
in the Insurance industry
Industry Median: 8.04
vs ASX:HLI: 3.31
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Helia Group's PE Ratio (TTM) for today is calculated as:
Helia Group's share price for today is A$5.05.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Helia Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was A$0.767.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Helia Group's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Helia Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helia Group EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Helia Group's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Helia Group's EV-to-EBITDA falls into.
Helia Group's current Enterprise Value is A$1,478.6 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Helia Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was A$446.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helia Group (ASX:HLI) has a EV-to-EBITDA of 3.31 as of Aug. 20, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Helia Group. This is 29% below median its historical median of 4.64. According to the industry distribution chart, Helia Group ranks #48 out of 346 companies in the Insurance industry, placing it in the top 13.9%.
Is Helia Group's EV-to-EBITDA too high?
Helia Group's current EV-to-EBITDA of 3.31 is 29% below median its 10-year median of 4.64. The Insurance industry median EV-to-EBITDA is 8.04. Helia Group's value of 3.31 is 58.8% below this industry median. Based on the distribution chart, Helia Group ranks #48 out of 346 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Helia Group has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helia Group's EV-to-EBITDA compare to FNF and AXS?
According to the Insurance industry distribution chart, Helia Group ranks #48 out of 346 companies for EV-to-EBITDA. This places Helia Group in the top 14% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 8.04. Helia Group's value of 3.31 is 58.8% below this benchmark. While the company's 10-year median is 4.64 vs. the industry median of 8.04, Helia Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.04, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helia Group's current EV-to-EBITDA of 3.31 is 58.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Helia Group. For the Insurance industry, the median EV-to-EBITDA is 8.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helia Group's current EV-to-EBITDA is 3.31, which is 29% below median its own 10-year median of 4.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helia Group stock overvalued right now?
Based on GuruFocus' analysis, Helia Group (ASX:HLI) is currently considered Significantly Overvalued. The stock's GF Value™ is A$3.75, compared to a current price of A$5.05 — trading 34.7% above its estimated fair value. The current EV-to-EBITDA is 3.31, which is 29% below median its 10-year median of 4.64 and 58.8% below the Insurance industry median of 8.04. Helia Group's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Helia Group (ASX:HLI), the current EV-to-EBITDA is 3.31 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helia Group (ASX:HLI) Overvalued in 2026?
Based on GuruFocus' analysis, Helia Group stock appears to be overvalued.
The current stock price of A$5.05 is trading 34.7% above its estimated GF Value™ of A$3.75.
GuruFocus considers Helia Group to be Significantly Overvalued.
Key valuation signals for ASX:HLI:
EV-to-EBITDA: 3.31 (29% below median its 10-year median of 4.64)
GF Value™: A$3.75 vs. price of A$5.05 (34.7% above fair value)
Industry Position: 58.8% below the Insurance median (#48 of 346)
No single metric tells the full story. See the ASX:HLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helia listed on the Australian Securities Exchange in 2014 after its US-based parent, Genworth Financial (NYSE: GNW), sold down its stake. It has since exited. With a history spanning over 50 years, Helia is the largest provider of lenders' mortgage insurance, or LMI, in Australia. In Australia, LMI is predominantly purchased on loans with a loan/value ratio, or LVR, above 80%. LMI protects a lender against a potential loss (gap) between the outstanding loan amount and sale proceeds on a delinquent loan property. LMI does not protect the borrower, however the premium is paid by the borrower. It's regulated by the Australian Prudential Regulation Authority, which requires it to meet minimum regulatory capital requirements.
70GF Score
Get the complete analysis for ASX:HLI
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:HLI has been successfully added to your 
