TowerASX:TWR -0.65%85 EBITDA Margin % is 16.26% as of Mar. 2026, which is 43% above its 10-year median of 11.37. GuruFocus rates ASX:TWR with a GF Score™ of 85/100 and a GF Value™ of A$1.37 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 369 Insurance companies, Tower ranks better than 56.91% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Tower's EBITDA for the
six
months ended in Mar. 2026 was A$36.0 Mil. Tower's Revenue for the
six
months ended in Mar. 2026 was A$221.4 Mil. Therefore, Tower's EBITDA margin for the quarter that ended in Mar. 2026 was 16.26%.
Tower (ASX:TWR) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Tower EBITDA Margin % Related Terms
Tower EBITDA Margin % Historical Data
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The historical data trend for Tower's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:TWR vs CB, PGR, TRV: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, Tower's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tower EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Tower's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Tower's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tower (ASX:TWR) has a EBITDA Margin % of 16.26% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Tower and its competitors. This is 43% above median its historical median of 11.37. According to the industry distribution chart, Tower ranks #159 out of 369 companies in the Insurance industry, placing it in the top 43.1%.
Is Tower's EBITDA Margin % too high?
Tower's current EBITDA Margin % of 16.26% is 43% above median its 10-year median of 11.37. The Insurance industry median EBITDA Margin % is 14.81. Tower's value of 16.26% is 9.8% above this industry median. Based on the distribution chart, Tower ranks #159 out of 369 companies in the Insurance industry, which is above the industry midpoint. Overall, Tower has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tower's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Tower ranks #159 out of 369 companies for EBITDA Margin %. This puts Tower in the upper half of its industry. The industry median EBITDA Margin % is 14.81. Tower's value of 16.26% is 9.8% above this benchmark. While the company's 10-year median is 11.37 vs. the industry median of 14.81, Tower has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tower's current EBITDA Margin % of 16.26% is 9.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Tower and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tower's current EBITDA Margin % is 16.26%, which is 43% above median its own 10-year median of 11.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tower stock overvalued right now?
Based on GuruFocus' analysis, Tower (ASX:TWR) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.37, compared to a current price of A$1.54 — trading 12.4% above its estimated fair value. The current EBITDA Margin % is 16.26%, which is 43% above median its 10-year median of 11.37 and 9.8% above the Insurance industry median of 14.81. Tower's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Tower (ASX:TWR), the current EBITDA Margin % is 16.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tower (ASX:TWR) Overvalued in 2026?
Based on GuruFocus' analysis, Tower stock appears to be overvalued.
The current stock price of A$1.54 is trading 12.4% above its estimated GF Value™ of A$1.37.
GuruFocus considers Tower to be Modestly Overvalued.
Key valuation signals for ASX:TWR:
EBITDA Margin %: 16.26% (43% above median its 10-year median of 11.37)
GF Value™: A$1.37 vs. price of A$1.54 (12.4% above fair value)
Industry Position: 9.8% above the Insurance median (#159 of 369)
No single metric tells the full story. See the ASX:TWR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tower Ltd is a general insurance company. The company provides insurance services namely car, house, contents, travel, business, boat insurance, and among others. The company has two geographical segments, New Zealand General Insurance, and Pacific Islands General Insurance. The company derives the majority of its revenue from the New Zealand segment.
85GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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