TowerASX:TWR 85 OCF Yield % is 18.40 as of Jun. 28, 2026, which is 142% above its 10-year median of 7.60. GuruFocus rates ASX:TWR with a GF Score™ of 85/100 and a GF Value™ of A$1.33 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 508 Insurance companies, Tower ranks better than 75.98% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Tower OCF Yield % Related Terms
Tower OCF Yield % Historical Data
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The historical data trend for Tower's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Tower's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tower OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Tower's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Tower's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tower (ASX:TWR) has a OCF Yield % of 18.40 as of Jun. 28, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Tower and its competitors. This is 142% above median its historical median of 7.60. According to the industry distribution chart, Tower ranks #122 out of 508 companies in the Insurance industry, placing it in the top 24%.
Is Tower's OCF Yield % too high?
Tower's current OCF Yield % of 18.40 is 142% above median its 10-year median of 7.60. The Insurance industry median OCF Yield % is 8.09. Tower's value of 18.40 is 127.6% above this industry median. Based on the distribution chart, Tower ranks #122 out of 508 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Tower has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tower's OCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Tower ranks #122 out of 508 companies for OCF Yield %. This places Tower in the top 24% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 8.09. Tower's value of 18.40 is 127.6% above this benchmark. While the company's 10-year median is 7.60 vs. the industry median of 8.09, Tower has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.09, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tower's current OCF Yield % of 18.40 is 127.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Tower and its competitors. For the Insurance industry, the median OCF Yield % is 8.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tower's current OCF Yield % is 18.40, which is 142% above median its own 10-year median of 7.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tower stock overvalued right now?
Based on GuruFocus' analysis, Tower (ASX:TWR) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.33, compared to a current price of A$1.54 — trading 15.8% above its estimated fair value. The current OCF Yield % is 18.40, which is 142% above median its 10-year median of 7.60 and 127.6% above the Insurance industry median of 8.09. Tower's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Tower (ASX:TWR), the current OCF Yield % is 18.40 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tower (ASX:TWR) Overvalued in 2026?
Based on GuruFocus' analysis, Tower stock appears to be overvalued.
The current stock price of A$1.54 is trading 15.8% above its estimated GF Value™ of A$1.33.
GuruFocus considers Tower to be Modestly Overvalued.
Key valuation signals for ASX:TWR:
OCF Yield %: 18.40 (142% above median its 10-year median of 7.60)
GF Value™: A$1.33 vs. price of A$1.54 (15.8% above fair value)
Industry Position: 127.6% above the Insurance median (#122 of 508)
No single metric tells the full story. See the ASX:TWR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tower Ltd is a general insurance company. The company provides insurance services namely car, house, contents, travel, business, boat insurance, and among others. The company has two geographical segments, New Zealand General Insurance, and Pacific Islands General Insurance. The company derives the majority of its revenue from the New Zealand segment.
85GF Score
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