Tower (ASX:TWR) EBITDA per Share: A$0.23 (TTM As of Mar. 2026)


ASX:TWR Tower Ltd ASX:TWR
85 GF Score
Price A$1.53
GF Value A$1.37
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Tower EBITDA per Share?

Tower ASX:TWR -1.29% 85 EBITDA per Share is A$0.23 as of Mar. 2026. GuruFocus rates ASX:TWR with a GF Score™ of 85/100 and a GF Value™ of A$1.37 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 285 Insurance companies, Tower ranks better than 83.86% on this metric.

Tower's EBITDA per Share for the six months ended in Mar. 2026 was A$0.11. Its EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 was A$0.23.

During the past 12 months, the average EBITDA per Share Growth Rate of Tower was -34.40% per year. During the past 3 years, the average EBITDA per Share Growth Rate was 46.40% per year. During the past 5 years, the average EBITDA per Share Growth Rate was 34.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per Share growth rate using EBITDA per Share data.

The historical rank and industry rank for Tower's EBITDA per Share or its related term are showing as below:

ASX:TWR' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -53.3   Med: -1.7   Max: 79.3
Current: 46.4

During the past 13 years, the highest 3-Year average EBITDA per Share Growth Rate of Tower was 79.30% per year. The lowest was -53.30% per year. And the median was -1.70% per year.

ASX:TWR's 3-Year EBITDA Growth Rate is ranked better than
83.86% of 285 companies
in the Insurance industry
Industry Median: 17.2 vs ASX:TWR: 46.40

Tower's EBITDA for the six months ended in Mar. 2026 was A$36.0 Mil.

During the past 12 months, the average EBITDA Growth Rate of Tower was -36.60% per year. During the past 3 years, the average EBITDA Growth Rate was 47.20% per year. During the past 5 years, the average EBITDA Growth Rate was 32.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 13 years, the highest 3-Year average EBITDA Growth Rate of Tower was 124.30% per year. The lowest was -55.40% per year. And the median was 4.40% per year.


Tower  (ASX:TWR) EBITDA per Share Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals EBIT. EBIT is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost, it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies.


Tower EBITDA per Share Related Terms


Tower EBITDA per Share Historical Data

* Premium members only.

The historical data trend for Tower's EBITDA per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tower EBITDA per Share Chart

Tower Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
EBITDA per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.11 0.09 0.36 0.36

Tower Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EBITDA per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.20 0.17 0.12 0.11
ASX:TWR
85GF Score
Tower Ltd ASX:TWR
EBITDA per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Tower EBITDA per Share Calculation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Tower's EBITDA per Share for the fiscal year that ended in Sep. 2025 is calculated as

EBITDA per Share(A: Sep. 2025 )
=EBITDA/Shares Outstanding (Diluted Average)
=130.265/363.796
=0.36

Tower's EBITDA per Share for the quarter that ended in Mar. 2026 is calculated as

EBITDA per Share(Q: Mar. 2026 )
=EBITDA/Shares Outstanding (Diluted Average)
=35.996/342.842
=0.10

EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$0.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA per Share →
What does a EBITDA per Share of A$0.23 mean?
Tower (ASX:TWR) has a EBITDA per Share of A$0.23 as of Mar. 2026. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on Tower and its competitors. According to the industry distribution chart, Tower ranks #46 out of 285 companies in the Insurance industry, placing it in the top 16.1%.
Is Tower's EBITDA per Share too high?
Tower's current EBITDA per Share is A$0.23. Based on the distribution chart, Tower ranks #46 out of 285 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Tower has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tower's EBITDA per Share compare to CB and PGR?
According to the Insurance industry distribution chart, Tower ranks #46 out of 285 companies for EBITDA per Share. This places Tower in the top 16% of its industry — outperforming the majority of peers. The industry median EBITDA per Share is 17.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA per Share for an Insurance company?
The median EBITDA per Share among Insurance companies is 17.20, based on 285 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA per Share significantly above this median, while those in the bottom quartile fall well below. However, EBITDA per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA per Share mean?
A high EBITDA per Share can signal that a stock is expensive relative to its fundamentals. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on Tower and its competitors. For the Insurance industry, the median EBITDA per Share is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tower's current EBITDA per Share is A$0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tower stock overvalued right now?
Based on GuruFocus' analysis, Tower (ASX:TWR) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.37, compared to a current price of A$1.53 — trading 11.7% above its estimated fair value. The current EBITDA per Share is A$0.23. Tower's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA per Share calculated?
EBITDA per Share is calculated from a company's financial statements. For Tower (ASX:TWR), the current EBITDA per Share is A$0.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tower (ASX:TWR) Overvalued in 2026?

Based on GuruFocus' analysis, Tower stock appears to be overvalued. The current stock price of A$1.53 is trading 11.7% above its estimated GF Value™ of A$1.37. GuruFocus considers Tower to be Modestly Overvalued.

Key valuation signals for ASX:TWR:

  • EBITDA per Share: A$0.23
  • GF Value™: A$1.37 vs. price of A$1.53 (11.7% above fair value)
  • GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the ASX:TWR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tower Business Description

Other Exchanges TWR:New ZealandUCNA:Germany
Address 136 Fanshawe Street, Level 5, PO Box 90347, Auckland, NTL, NZL, 1142
Tower Ltd is a general insurance company. The company provides insurance services namely car, house, contents, travel, business, boat insurance, and among others. The company has two geographical segments, New Zealand General Insurance, and Pacific Islands General Insurance. The company derives the majority of its revenue from the New Zealand segment.
85GF Score

Get the complete analysis for ASX:TWR

EBITDA per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.53
Price
A$1.37
GF Value