Tower (ASX:TWR) Long-Term Debt: A$19.4 Mil (As of Mar. 2026)


ASX:TWR Tower Ltd ASX:TWR
85 GF Score
Price A$1.51
GF Value A$1.37
Valuation Fairly Valued
! 3 Warning Signs
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What is Tower Long-Term Debt?

Tower ASX:TWR -0.98% 85 Long-Term Debt is A$19.4 Mil as of Mar. 2026. GuruFocus rates ASX:TWR with a GF Score™ of 85/100 and a GF Value™ of A$1.37 (Fairly Valued). The stock has 3 warning signs investors should review.

Tower's Long-Term Debt for the quarter that ended in Mar. 2026 was A$19.4 Mil.

Tower's quarterly Long-Term Debt declined from Mar. 2025 (A$24.8 Mil) to Sep. 2025 (A$0.0 Mil) but then increased from Sep. 2025 (A$0.0 Mil) to Mar. 2026 (A$19.4 Mil).


Tower  (ASX:TWR) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.


Tower Long-Term Debt Related Terms


Tower Long-Term Debt Historical Data

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The historical data trend for Tower's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tower Long-Term Debt Chart

Tower Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Tower Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.72 0.00 24.78 0.00 19.41
ASX:TWR
85GF Score
Tower Ltd ASX:TWR
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of A$19.4 Mil mean?
Tower (ASX:TWR) has a Long-Term Debt of A$19.4 Mil as of Mar. 2026.
Is Tower's Long-Term Debt too high?
Tower's current Long-Term Debt is A$19.4 Mil. Overall, Tower has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tower's Long-Term Debt compare to CB and PGR?
Tower's Long-Term Debt of A$19.4 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Tower's current Long-Term Debt is A$19.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tower stock overvalued right now?
Based on GuruFocus' analysis, Tower (ASX:TWR) is currently considered Fairly Valued. The stock's GF Value™ is A$1.37, compared to a current price of A$1.51 — trading 10.2% above its estimated fair value. The current Long-Term Debt is A$19.4 Mil. Tower's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Tower (ASX:TWR), the current Long-Term Debt is A$19.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tower (ASX:TWR) Overvalued in 2026?

Based on GuruFocus' analysis, Tower stock appears to be overvalued. The current stock price of A$1.51 is trading 10.2% above its estimated GF Value™ of A$1.37. GuruFocus considers Tower to be Fairly Valued.

Key valuation signals for ASX:TWR:

  • Long-Term Debt: A$19.4 Mil
  • GF Value™: A$1.37 vs. price of A$1.51 (10.2% above fair value)
  • GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the ASX:TWR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tower Business Description

Other Exchanges TWR:New ZealandUCNA:Germany
Address 136 Fanshawe Street, Level 5, PO Box 90347, Auckland, NTL, NZL, 1142
Tower Ltd is a general insurance company. The company provides insurance services namely car, house, contents, travel, business, boat insurance, and among others. The company has two geographical segments, New Zealand General Insurance, and Pacific Islands General Insurance. The company derives the majority of its revenue from the New Zealand segment.
85GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.51
Price
A$1.37
GF Value