Tower (ASX:TWR) Short-Term Debt: A$0.0 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:TWR Tower Ltd ASX:TWR
84 GF Score
Price A$1.54
GF Value A$1.39
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Tower Short-Term Debt?

Tower ASX:TWR 84 Short-Term Debt is A$0.0 Mil as of Mar. 2026. GuruFocus rates ASX:TWR with a GF Score™ of 84/100 and a GF Value™ of A$1.39 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Tower's Short-Term Debt for the quarter that ended in Mar. 2026 was A$0.0 Mil.

Tower Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Tower Short-Term Debt Related Terms

Tower Short-Term Debt Historical Data

* Premium members only.

The historical data trend for Tower's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tower Short-Term Debt Chart

Tower Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Tower Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
ASX:TWR
84GF Score
Tower Ltd ASX:TWR
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of A$0.0 Mil mean?
Tower (ASX:TWR) has a Short-Term Debt of A$0.0 Mil as of Mar. 2026.
Is Tower's Short-Term Debt too high?
Tower's current Short-Term Debt is A$0.0 Mil. Overall, Tower has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tower's Short-Term Debt compare to CB and PGR?
Tower's Short-Term Debt of A$0.0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for an Insurance company?
A good Short-Term Debt depends on the Insurance industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Tower's current Short-Term Debt is A$0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tower stock overvalued right now?
Based on GuruFocus' analysis, Tower (ASX:TWR) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.39, compared to a current price of A$1.54 — trading 10.8% above its estimated fair value. The current Short-Term Debt is A$0.0 Mil. Tower's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Tower (ASX:TWR), the current Short-Term Debt is A$0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tower (ASX:TWR) Overvalued in 2026?

Based on GuruFocus' analysis, Tower stock appears to be overvalued. The current stock price of A$1.54 is trading 10.8% above its estimated GF Value™ of A$1.39. GuruFocus considers Tower to be Modestly Overvalued.

Key valuation signals for ASX:TWR:

  • Short-Term Debt: A$0.0 Mil
  • GF Value™: A$1.39 vs. price of A$1.54 (10.8% above fair value)
  • GF Score™: 84/100 with 3 warning signs

No single metric tells the full story. See the ASX:TWR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tower Business Description

Other Exchanges TWR:New ZealandUCNA:Germany
Address 136 Fanshawe Street, Level 5, PO Box 90347, Auckland, NTL, NZL, 1142
Tower Ltd is a general insurance company. The company provides insurance services namely car, house, contents, travel, business, boat insurance, and among others. The company has two geographical segments, New Zealand General Insurance, and Pacific Islands General Insurance. The company derives the majority of its revenue from the New Zealand segment.
84GF Score

Get the complete analysis for ASX:TWR

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.54
Price
A$1.39
GF Value