Tower (ASX:TWR) Total Premiums Earned: A$-58.9 Mil (As of Mar. 2026)

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ASX:TWR Tower Ltd ASX:TWR
81 GF Score
Price A$1.56
GF Value A$1.41
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Tower Total Premiums Earned?

Tower ASX:TWR +0.65% 81 Total Premiums Earned is A$-58.9 Mil as of Mar. 2026. GuruFocus rates ASX:TWR with a GF Score™ of 81/100 and a GF Value™ of A$1.41 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Total premiums earned is the portion of the premium that insurance companies earned by providing insurances for the time period that has already passed. Tower's total premiums earned for the six months ended in Mar. 2026 was A$-26.3 Mil. Its total premiums earned for the trailing twelve months (TTM) ended in Mar. 2026 was A$-58.9 Mil.

Tower's quarterly total premiums earned increased from Mar. 2025 (A$-37.2 Mil) to Sep. 2025 (A$-32.6 Mil) and increased from Sep. 2025 (A$-32.6 Mil) to Mar. 2026 (A$-26.3 Mil).

Tower's annual total premiums earned declined from Sep. 2023 (A$358.5 Mil) to Sep. 2024 (A$-84.0 Mil) but then increased from Sep. 2024 (A$-84.0 Mil) to Sep. 2025 (A$-69.1 Mil).

Tower Total Premiums Earned Historical Data

* Premium members only.

The historical data trend for Tower's Total Premiums Earned can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tower Total Premiums Earned Chart

Tower Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Total Premiums Earned
Get a 7-Day Free Trial Premium Member Only Premium Member Only 321.55 312.27 358.47 -83.97 -69.12

Tower Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Total Premiums Earned Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -41.60 -42.76 -37.20 -32.62 -26.29
ASX:TWR
81GF Score
Tower Ltd ASX:TWR
Total Premiums Earned is just one metric. See GF Score™, valuation, warning signs, and more.
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Tower Total Premiums Earned Calculation

The portion of the premium that insurance companies earned by providing insurances for the time period that has already passed.

Total Premiums Earned for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$-58.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Premiums Earned →
What does a Total Premiums Earned of A$-58.9 Mil mean?
Tower (ASX:TWR) has a Total Premiums Earned of A$-58.9 Mil as of Mar. 2026. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on Tower and its competitors.
Is Tower's Total Premiums Earned too high?
Tower's current Total Premiums Earned is A$-58.9 Mil. Overall, Tower has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tower's Total Premiums Earned compare to CB and PGR?
Tower's Total Premiums Earned of A$-58.9 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Premiums Earned for an Insurance company?
A good Total Premiums Earned depends on the Insurance industry context. However, Total Premiums Earned should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Premiums Earned mean?
A high Total Premiums Earned can signal that a stock is expensive relative to its fundamentals. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on Tower and its competitors. Tower's current Total Premiums Earned is A$-58.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tower stock overvalued right now?
Based on GuruFocus' analysis, Tower (ASX:TWR) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.41, compared to a current price of A$1.56 — trading 10.6% above its estimated fair value. The current Total Premiums Earned is A$-58.9 Mil. Tower's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Premiums Earned calculated?
Total Premiums Earned is calculated from a company's financial statements. For Tower (ASX:TWR), the current Total Premiums Earned is A$-58.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tower (ASX:TWR) Overvalued in 2026?

Based on GuruFocus' analysis, Tower stock appears to be overvalued. The current stock price of A$1.56 is trading 10.6% above its estimated GF Value™ of A$1.41. GuruFocus considers Tower to be Modestly Overvalued.

Key valuation signals for ASX:TWR:

  • Total Premiums Earned: A$-58.9 Mil
  • GF Value™: A$1.41 vs. price of A$1.56 (10.6% above fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the ASX:TWR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tower Business Description

Other Exchanges TWR:New ZealandUCNA:Germany
Address 136 Fanshawe Street, Level 5, PO Box 90347, Auckland, NTL, NZL, 1142
Tower Ltd is a general insurance company. The company provides insurance services namely car, house, contents, travel, business, boat insurance, and among others. The company has two geographical segments, New Zealand General Insurance, and Pacific Islands General Insurance. The company derives the majority of its revenue from the New Zealand segment.
81GF Score

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Total Premiums Earned is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.56
Price
A$1.41
GF Value