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TowerASX:TWR -0.32%83 EV-to-EBIT is 6.72 as of Jul. 27, 2026, which is at its 10-year median of 6.72. GuruFocus rates ASX:TWR with a GF Score™ of 83/100 and a GF Value™ of A$1.39 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 347 Insurance companies, Tower ranks better than 63.4% on this metric.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Tower's Enterprise Value is A$476.8 Mil.
Tower's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was A$70.9 Mil. Therefore, Tower's EV-to-EBIT for today is 6.72.
The historical rank and industry rank for Tower's EV-to-EBIT or its related term are showing as below:
ASX:TWR'
s EV-to-EBIT Range Over the Past 10 Years
Min: -20.42 Med: 6.72 Max: 56.18
Current: 7.02
During the past 13 years, the highest EV-to-EBIT of Tower was 56.18. The lowest was -20.42. And the median was 6.72.
ASX:TWR's EV-to-EBIT is ranked better than 63.4% of 347
companies
in the Insurance industry
Industry Median: 8.75
vs ASX:TWR: 7.02
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Tower's Enterprise Value for the quarter that ended in Mar. 2026 was A$475.5 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Tower's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was A$70.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tower EV-to-EBIT Related Terms
Tower EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for Tower's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Tower's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tower EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Tower's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Tower's EV-to-EBIT falls into.
Tower's current Enterprise Value is A$476.8 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Tower's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was A$70.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tower (ASX:TWR) has a EV-to-EBIT of 6.72 as of Jul. 27, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Tower and its competitors. This is near median its historical median of 6.72. According to the industry distribution chart, Tower ranks #127 out of 347 companies in the Insurance industry, placing it in the top 36.6%.
Is Tower's EV-to-EBIT too high?
Tower's current EV-to-EBIT of 6.72 is near median its 10-year median of 6.72. The Insurance industry median EV-to-EBIT is 8.75. Tower's value of 6.72 is 23.2% below this industry median. Based on the distribution chart, Tower ranks #127 out of 347 companies in the Insurance industry, which is above the industry midpoint. Overall, Tower has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tower's EV-to-EBIT compare to CB and PGR?
According to the Insurance industry distribution chart, Tower ranks #127 out of 347 companies for EV-to-EBIT. This puts Tower in the upper half of its industry. The industry median EV-to-EBIT is 8.75. Tower's value of 6.72 is 23.2% below this benchmark. While the company's 10-year median is 6.72 vs. the industry median of 8.75, Tower has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.75, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tower's current EV-to-EBIT of 6.72 is 23.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Tower and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tower's current EV-to-EBIT is 6.72, which is near median its own 10-year median of 6.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tower stock overvalued right now?
Based on GuruFocus' analysis, Tower (ASX:TWR) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.39, compared to a current price of A$1.56 — trading 11.9% above its estimated fair value. The current EV-to-EBIT is 6.72, which is near median its 10-year median of 6.72 and 23.2% below the Insurance industry median of 8.75. Tower's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Tower (ASX:TWR), the current EV-to-EBIT is 6.72 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tower (ASX:TWR) Overvalued in 2026?
Based on GuruFocus' analysis, Tower stock appears to be overvalued.
The current stock price of A$1.56 is trading 11.9% above its estimated GF Value™ of A$1.39.
GuruFocus considers Tower to be Modestly Overvalued.
Key valuation signals for ASX:TWR:
EV-to-EBIT: 6.72 (near median its 10-year median of 6.72)
GF Value™: A$1.39 vs. price of A$1.56 (11.9% above fair value)
Industry Position: 23.2% below the Insurance median (#127 of 347)
No single metric tells the full story. See the ASX:TWR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tower Ltd is a general insurance company. The company provides insurance services namely car, house, contents, travel, business, boat insurance, and among others. The company has two geographical segments, New Zealand General Insurance, and Pacific Islands General Insurance. The company derives the majority of its revenue from the New Zealand segment.
83GF Score
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