Tower (ASX:TWR) ROE % Adjusted to Book Value: 6.53% (As of Mar. 2026)

Tower ASX:TWR 85 ROE % Adjusted to Book Value is 6.53% as of Mar. 2026. GuruFocus rates ASX:TWR with a GF Score™ of 85/100 and a GF Value™ of A$1.33 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Tower's ROE % for the quarter that ended in Mar. 2026 was 13.19%. Tower's PB Ratio for the quarter that ended in Mar. 2026 was 2.02. Tower's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 6.53%.

Tower ROE % Adjusted to Book Value Related Terms

Tower ROE % Adjusted to Book Value Historical Data

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The historical data trend for Tower's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tower ROE % Adjusted to Book Value Chart

Tower Annual Data

Trend

Sep16

Sep17

Sep18

Sep19

Sep20

Sep21

Sep22

Sep23

Sep24

Sep25

ROE % Adjusted to Book Value

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6.90

7.62

-0.52

16.04

13.96

Tower Semi-Annual Data
	Sep16	Mar17	Sep17	Mar18	Sep18	Mar19	Sep19	Mar20	Sep20	Mar21	Sep21	Mar22	Sep22	Mar23	Sep23	Mar24	Sep24	Mar25	Sep25	Mar26
ROE % Adjusted to Book Value	Get a 7-Day Free Trial															29.60	15.68	19.00	11.67	6.53

ASX:TWR vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Tower's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Tower ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Tower's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Tower's ROE % Adjusted to Book Value falls into.

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85GF Score

Tower Ltd ASX:TWR

ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.

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Tower ROE % Adjusted to Book Value Calculation

Tower's ROE % Adjusted to Book Value for the fiscal year that ended in Sep. 2025 is calculated as

ROE % Adjusted to Book Value	=	ROE %	/	PB Ratio
	=	23.18%	/	1.66
	=	13.96%

Tower's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value	=	ROE %	/	PB Ratio
	=	13.19%	/	2.02
	=	6.53%

Frequently Asked Questions Learn more about ROE % Adjusted to Book Value →

What does a ROE % Adjusted to Book Value of 6.53% mean?

Tower (ASX:TWR) has a ROE % Adjusted to Book Value of 6.53% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Tower and its competitors.

Is Tower's ROE % Adjusted to Book Value too high?

Tower's current ROE % Adjusted to Book Value is 6.53%. Overall, Tower has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Tower's ROE % Adjusted to Book Value compare to CB and PGR?

Tower's ROE % Adjusted to Book Value of 6.53% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROE % Adjusted to Book Value for an Insurance company?

A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROE % Adjusted to Book Value mean?

A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Tower and its competitors. Tower's current ROE % Adjusted to Book Value is 6.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Tower stock overvalued right now?

Based on GuruFocus' analysis, Tower (ASX:TWR) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.33, compared to a current price of A$1.54 — trading 15.8% above its estimated fair value. The current ROE % Adjusted to Book Value is 6.53%. Tower's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROE % Adjusted to Book Value calculated?

ROE % Adjusted to Book Value is calculated from a company's financial statements. For Tower (ASX:TWR), the current ROE % Adjusted to Book Value is 6.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tower (ASX:TWR) Overvalued in 2026?

Based on GuruFocus' analysis, Tower stock appears to be overvalued. The current stock price of A$1.54 is trading 15.8% above its estimated GF Value™ of A$1.33. GuruFocus considers Tower to be Modestly Overvalued.

Key valuation signals for ASX:TWR:

ROE % Adjusted to Book Value: 6.53%
GF Value™: A$1.33 vs. price of A$1.54 (15.8% above fair value)
GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the ASX:TWR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tower Business Description

Industry Financial Services Insurance

Comparable Companies CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSE:8630 TSX:FFH CINF ASX:QBE WRB MKL L MIL:UNI XKRX:000810 WAR:PZU OSL:GJF

Other Exchanges TWR:New Zealand UCNA:Germany

Address 136 Fanshawe Street, Level 5, PO Box 90347, Auckland, NTL, NZL, 1142

Website https://www.tower.co.nz

Tower Ltd is a general insurance company. The company provides insurance services namely car, house, contents, travel, business, boat insurance, and among others. The company has two geographical segments, New Zealand General Insurance, and Pacific Islands General Insurance. The company derives the majority of its revenue from the New Zealand segment.

85GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.54

Price

A$1.33

GF Value

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