TowerASX:TWR 85 FCF Yield % is 14.81 as of Jun. 26, 2026. GuruFocus rates ASX:TWR with a GF Score™ of 85/100 and a GF Value™ of A$1.37 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 504 Insurance companies, Tower ranks better than 71.83% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
As of today, Tower's Trailing 12-Month Free Cash Flow is A$83.8 Mil, and Market Cap is A$529.7 Mil. Therefore, Tower's FCF Yield % for today is 14.81%.
The historical rank and industry rank for Tower's FCF Yield % or its related term are showing as below:
ASX:TWR'
s FCF Yield % Range Over the Past 10 Years
Min: -33.11 Med: -2.42 Max: 33.4
Current: 14.81
During the past 13 years, the highest FCF Yield % of Tower was 33.40%. The lowest was -33.11%. And the median was -2.42%.
ASX:TWR's FCF Yield % is ranked better than 71.83% of 504
companies
in the Insurance industry
Industry Median: 7.115
vs ASX:TWR: 14.81
Tower's FCF Margin % for the quarter that ended in Mar. 2026 was 8.09%.
Tower FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Tower FCF Yield % Related Terms
Tower FCF Yield % Historical Data
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The historical data trend for Tower's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Tower's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tower FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Tower's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Tower's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tower (ASX:TWR) has a FCF Yield % of 14.81 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Tower and its competitors. According to the industry distribution chart, Tower ranks #142 out of 504 companies in the Insurance industry, placing it in the top 28.2%.
Is Tower's FCF Yield % too high?
Tower's current FCF Yield % is 14.81. The Insurance industry median FCF Yield % is 7.12. Tower's value of 14.81 is 108.2% above this industry median. Based on the distribution chart, Tower ranks #142 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Tower has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tower's FCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Tower ranks #142 out of 504 companies for FCF Yield %. This puts Tower in the upper half of its industry. The industry median FCF Yield % is 7.12. Tower's value of 14.81 is 108.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tower's current FCF Yield % of 14.81 is 108.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Tower and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tower's current FCF Yield % is 14.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tower stock overvalued right now?
Based on GuruFocus' analysis, Tower (ASX:TWR) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.37, compared to a current price of A$1.54 — trading 12.4% above its estimated fair value. The current FCF Yield % is 14.81 and 108.2% above the Insurance industry median of 7.12. Tower's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Tower (ASX:TWR), the current FCF Yield % is 14.81 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tower (ASX:TWR) Overvalued in 2026?
Based on GuruFocus' analysis, Tower stock appears to be overvalued.
The current stock price of A$1.54 is trading 12.4% above its estimated GF Value™ of A$1.37.
GuruFocus considers Tower to be Modestly Overvalued.
Key valuation signals for ASX:TWR:
FCF Yield %: 14.81
GF Value™: A$1.37 vs. price of A$1.54 (12.4% above fair value)
Industry Position: 108.2% above the Insurance median (#142 of 504)
No single metric tells the full story. See the ASX:TWR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tower Ltd is a general insurance company. The company provides insurance services namely car, house, contents, travel, business, boat insurance, and among others. The company has two geographical segments, New Zealand General Insurance, and Pacific Islands General Insurance. The company derives the majority of its revenue from the New Zealand segment.
85GF Score
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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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