NPR Finance (BOM:530127) EBITDA Margin %: -23.85% (As of Mar. 2026)


BOM:530127 NPR Finance Ltd BOM:530127
53 GF Score
Price ₹20.25
GF Value ₹15.46
Valuation Significantly Overvalued
! 3 Warning Signs
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What is NPR Finance EBITDA Margin %?

NPR Finance BOM:530127 -0.28% 53 EBITDA Margin % is -23.85% as of Mar. 2026. GuruFocus rates BOM:530127 with a GF Score™ of 53/100 and a GF Value™ of ₹15.46 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 413 Credit Services companies, NPR Finance ranks worse than 77.72% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. NPR Finance's EBITDA for the three months ended in Mar. 2026 was ₹-2.19 Mil. NPR Finance's Revenue for the three months ended in Mar. 2026 was ₹9.18 Mil. Therefore, NPR Finance's EBITDA margin for the quarter that ended in Mar. 2026 was -23.85%.


NPR Finance  (BOM:530127) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


NPR Finance EBITDA Margin % Related Terms


NPR Finance EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for NPR Finance's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NPR Finance EBITDA Margin % Chart

NPR Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.59 2.05 4.06 0.80 -0.61

NPR Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.83 4.89 -5.29 15.23 -23.85

BOM:530127 vs V, MA, AXP: EBITDA Margin % Comparison

For the Credit Services subindustry, NPR Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NPR Finance EBITDA Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, NPR Finance's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where NPR Finance's EBITDA Margin % falls into.


BOM:530127
53GF Score
NPR Finance Ltd BOM:530127
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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NPR Finance EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

NPR Finance's EBITDA Margin % for the fiscal year that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-0.289/47.591
=-0.61 %

NPR Finance's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-2.19/9.182
=-23.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of -23.85% mean?
NPR Finance (BOM:530127) has a EBITDA Margin % of -23.85% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on NPR Finance and its competitors. According to the industry distribution chart, NPR Finance ranks #321 out of 413 companies in the Credit Services industry, placing it in the top 77.7%.
Is NPR Finance's EBITDA Margin % too high?
NPR Finance's current EBITDA Margin % is -23.85%. Based on the distribution chart, NPR Finance ranks #321 out of 413 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, NPR Finance has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NPR Finance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, NPR Finance ranks #321 out of 413 companies for EBITDA Margin %. This places NPR Finance in the lower half of its industry. The industry median EBITDA Margin % is 21.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.03, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on NPR Finance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NPR Finance's current EBITDA Margin % is -23.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPR Finance stock overvalued right now?
Based on GuruFocus' analysis, NPR Finance (BOM:530127) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹15.46, compared to a current price of ₹20.25 — trading 31% above its estimated fair value. The current EBITDA Margin % is -23.85%. NPR Finance's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For NPR Finance (BOM:530127), the current EBITDA Margin % is -23.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NPR Finance (BOM:530127) Overvalued in 2026?

Based on GuruFocus' analysis, NPR Finance stock appears to be overvalued. The current stock price of ₹20.25 is trading 31% above its estimated GF Value™ of ₹15.46. GuruFocus considers NPR Finance to be Significantly Overvalued.

Key valuation signals for BOM:530127:

  • EBITDA Margin %: -23.85%
  • GF Value™: ₹15.46 vs. price of ₹20.25 (31% above fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the BOM:530127 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NPR Finance Business Description

Address Street Number 18, 6th Floor, South Wing, Adventz Infinity@5, BN - Block, Sector - V, Bidhannagar, Kolkata, WB, IND, 700091
NPR Finance Ltd is engaged in financing activities in India. It operates in two segments: Financing Operations, and Real Estate. Its financial activities include granting Group loans under Joint Liability, Granting loans against Hypothecation of vehicles, unsecured personal loans, Inter Corporate Deposits, Trading, and investment in Shares & Securities. and the majority of its revenue is generated from financing operations.
53GF Score

Get the complete analysis for BOM:530127

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹20.25
Price
₹15.46
GF Value