NPR Finance (BOM:530127) Retained Earnings: ₹0.00 Mil (As of Jun. 2026)

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BOM:530127 NPR Finance Ltd BOM:530127
61 GF Score
Price ₹20.40
GF Value ₹17.06
Valuation Modestly Overvalued
! 4 Warning Signs
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What is NPR Finance Retained Earnings?

NPR Finance BOM:530127 +2.00% 61 Retained Earnings is ₹0.00 Mil as of Jun. 2026. GuruFocus rates BOM:530127 with a GF Score™ of 61/100 and a GF Value™ of ₹17.06 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. NPR Finance's retained earnings for the quarter that ended in Jun. 2026 was ₹0.00 Mil.

NPR Finance's quarterly retained earnings increased from Dec. 2025 (₹0.00 Mil) to Mar. 2026 (₹234.79 Mil) but then declined from Mar. 2026 (₹234.79 Mil) to Jun. 2026 (₹0.00 Mil).

NPR Finance's annual retained earnings increased from Mar. 2024 (₹225.72 Mil) to Mar. 2025 (₹233.08 Mil) and increased from Mar. 2025 (₹233.08 Mil) to Mar. 2026 (₹234.79 Mil).


NPR Finance  (BOM:530127) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


NPR Finance Retained Earnings Historical Data

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The historical data trend for NPR Finance's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NPR Finance Retained Earnings Chart

NPR Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 241.20 217.03 225.72 233.08 234.79

NPR Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 234.79 0.00
BOM:530127
61GF Score
NPR Finance Ltd BOM:530127
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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NPR Finance Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0.00 Mil mean?
NPR Finance (BOM:530127) has a Retained Earnings of ₹0.00 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on NPR Finance and its competitors.
Is NPR Finance's Retained Earnings too high?
NPR Finance's current Retained Earnings is ₹0.00 Mil. Overall, NPR Finance has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NPR Finance's Retained Earnings compare to V and MA?
NPR Finance's Retained Earnings of ₹0.00 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on NPR Finance and its competitors. NPR Finance's current Retained Earnings is ₹0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPR Finance stock overvalued right now?
Based on GuruFocus' analysis, NPR Finance (BOM:530127) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹17.06, compared to a current price of ₹20.40 — trading 19.6% above its estimated fair value. The current Retained Earnings is ₹0.00 Mil. NPR Finance's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For NPR Finance (BOM:530127), the current Retained Earnings is ₹0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NPR Finance (BOM:530127) Overvalued in 2026?

Based on GuruFocus' analysis, NPR Finance stock appears to be overvalued. The current stock price of ₹20.40 is trading 19.6% above its estimated GF Value™ of ₹17.06. GuruFocus considers NPR Finance to be Modestly Overvalued.

Key valuation signals for BOM:530127:

  • Retained Earnings: ₹0.00 Mil
  • GF Value™: ₹17.06 vs. price of ₹20.40 (19.6% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the BOM:530127 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NPR Finance Business Description

Address Street Number 18, 6th Floor, South Wing, Adventz Infinity@5, BN - Block, Sector - V, Bidhannagar, Kolkata, WB, IND, 700091
NPR Finance Ltd is engaged in financing activities in India. It operates in two segments: Financing Operations, and Real Estate. Its financial activities include granting Group loans under Joint Liability, Granting loans against Hypothecation of vehicles, unsecured personal loans, Inter Corporate Deposits, Trading, and investment in Shares & Securities. and the majority of its revenue is generated from financing operations.
61GF Score

Get the complete analysis for BOM:530127

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹20.40
Price
₹17.06
GF Value