NPR Finance (BOM:530127) Interest Coverage: N/A (As of Mar. 2026)


BOM:530127 NPR Finance Ltd BOM:530127
60 GF Score
Price ₹20.50
GF Value ₹15.36
Valuation Significantly Overvalued
! 3 Warning Signs
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What is NPR Finance Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. NPR Finance's Operating Income for the three months ended in Mar. 2026 was ₹-2.36 Mil. NPR Finance's Interest Expense for the three months ended in Mar. 2026 was ₹0.00 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for NPR Finance's Interest Coverage or its related term are showing as below:


BOM:530127's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 49.41
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


NPR Finance  (BOM:530127) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


NPR Finance Interest Coverage Related Terms


NPR Finance Interest Coverage Historical Data

* Premium members only.

The historical data trend for NPR Finance's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

NPR Finance Interest Coverage Chart

NPR Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt N/A

NPR Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt N/A No Debt N/A

BOM:530127 vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, NPR Finance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NPR Finance Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, NPR Finance's Interest Coverage distribution charts can be found below:

* The bar in red indicates where NPR Finance's Interest Coverage falls into.


BOM:530127
60GF Score
NPR Finance Ltd BOM:530127
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NPR Finance Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

NPR Finance's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, NPR Finance's Interest Expense was ₹0.00 Mil. Its Operating Income was ₹-1.14 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹3.47 Mil.

GuruFocus does not calculate NPR Finance's interest coverage with the available data.

NPR Finance's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, NPR Finance's Interest Expense was ₹0.00 Mil. Its Operating Income was ₹-2.36 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹3.47 Mil.

GuruFocus does not calculate NPR Finance's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is NPR Finance (BOM:530127) Overvalued in 2026?

Based on GuruFocus' analysis, NPR Finance stock appears to be overvalued. The current stock price of ₹20.50 is trading 33.5% above its estimated GF Value™ of ₹15.36. GuruFocus considers NPR Finance to be Significantly Overvalued.

Key valuation signals for BOM:530127:

  • Interest Coverage: N/A
  • GF Value™: ₹15.36 vs. price of ₹20.50 (33.5% above fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the BOM:530127 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NPR Finance Business Description

Address Street Number 18, 6th Floor, South Wing, Adventz Infinity@5, BN - Block, Sector - V, Bidhannagar, Kolkata, WB, IND, 700091
NPR Finance Ltd is engaged in financing activities in India. It operates in two segments: Financing Operations, and Real Estate. Its financial activities include granting Group loans under Joint Liability, Granting loans against Hypothecation of vehicles, unsecured personal loans, Inter Corporate Deposits, Trading, and investment in Shares & Securities. and the majority of its revenue is generated from financing operations.
60GF Score

Get the complete analysis for BOM:530127

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹20.50
Price
₹15.36
GF Value