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NPR Finance has the GF Score of 48, which implies that the company
might have
Worst future performance potential, or not enough data.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes NPR Finance
might have
Worst future performance potential, or not enough data.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
NPR Finance (BOM:530127) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
NPR Finance GF Score Related Terms
BOM:530127 vs V, MA, AXP: GF Score Comparison
For the Credit Services subindustry, NPR Finance's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NPR Finance GF Score vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NPR Finance's GF Score distribution charts can be found below:
* The bar in red indicates where NPR Finance's GF Score falls into.
NPR Finance (BOM:530127) has a GF Score of 48 as of Jul. 26, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on NPR Finance and its competitors. This is 35% below median its historical median of 74.00. Over the past decade, NPR Finance's GF Score has ranged from 28.00 to 86.00.
Is NPR Finance's GF Score too high?
NPR Finance's current GF Score of 48 is 35% below median its 10-year median of 74.00. Over the past 10 years, this metric has ranged from a low of 28.00 to a high of 86.00. Overall, NPR Finance has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NPR Finance's GF Score compare to V and MA?
NPR Finance's GF Score of 48 can be compared against companies in the Credit Services industry. Historically, NPR Finance's own GF Score has ranged from 28.00 to 86.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on NPR Finance and its competitors. NPR Finance's current GF Score is 48, which is 35% below median its own 10-year median of 74.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPR Finance stock overvalued right now?
Based on GuruFocus' analysis, NPR Finance (BOM:530127) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹15.20, compared to a current price of ₹20.50 — trading 34.9% above its estimated fair value. The current GF Score is 48, which is 35% below median its 10-year median of 74.00. NPR Finance's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For NPR Finance (BOM:530127), the current GF Score is 48 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NPR Finance (BOM:530127) Overvalued in 2026?
Based on GuruFocus' analysis, NPR Finance stock appears to be overvalued.
The current stock price of ₹20.50 is trading 34.9% above its estimated GF Value™ of ₹15.20.
GuruFocus considers NPR Finance to be Significantly Overvalued.
Key valuation signals for BOM:530127:
GF Score: 48 (35% below median its 10-year median of 74.00)
GF Value™: ₹15.20 vs. price of ₹20.50 (34.9% above fair value)
No single metric tells the full story. See the BOM:530127 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NPR Finance Ltd is engaged in financing activities in India. It operates in two segments: Financing Operations, and Real Estate. Its financial activities include granting Group loans under Joint Liability, Granting loans against Hypothecation of vehicles, unsecured personal loans, Inter Corporate Deposits, Trading, and investment in Shares & Securities. and the majority of its revenue is generated from financing operations.
48GF Score
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