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NPR FinanceBOM:530127 -3.53%48 Days Inventory is 46.56 as of Mar. 2026, which is 269% above its 10-year median of 12.61. GuruFocus rates BOM:530127 with a GF Score™ of 48/100 and a GF Value™ of ₹15.20 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 101 Credit Services companies, NPR Finance ranks better than 50.5% on this metric.
Days Inventory is also known as Days Sales of Inventory (DSI). NPR Finance's Average Total Inventories for the
three
months ended in Mar. 2026 was ₹5.30 Mil. NPR Finance's Cost of Goods Sold for the
three
months ended in Mar. 2026 was ₹10.38 Mil.
Hence, NPR Finance's Days Inventory for the
three
months ended in Mar. 2026 was 46.56.
The historical rank and industry rank for NPR Finance's Days Inventory or its related term are showing as below:
BOM:530127'
s Days Inventory Range Over the Past 10 Years
Min: 0.24 Med: 12.61 Max: 59.77
Current: 52.28
During the past 13 years, NPR Finance's highest Days Inventory was 59.77. The lowest was 0.24. And the median was 12.61.
BOM:530127's Days Inventory is ranked better than 50.5% of 101
companies
in the Credit Services industry
Industry Median: 56.59
vs BOM:530127: 52.28
NPR Finance's Days Inventory
increased
from Mar. 2025 (13.13) to Mar. 2026 (46.56).
It might indicate that NPR Finance's sales slowed down.
Warning Sign:
If a company builds up inventory, it may mean it is having difficulties selling its goods.
Inventory Turnover measures how fast the company turns over its inventory within a year.
NPR Finance's Inventory Turnover for the
three
months ended in Mar. 2026 was 1.96.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
NPR Finance's Inventory-to-Revenue for the
three
months ended in Mar. 2026 was 0.58.
NPR Finance (BOM:530127) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
NPR Finance's Inventory Turnover for the
three
months ended in Mar. 2026 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
NPR Finance's Inventory to Revenue for the
three
months ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
NPR Finance Days Inventory Related Terms
NPR Finance Days Inventory Historical Data
* Premium members only.
The historical data trend for NPR Finance's Days Inventory can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530127 vs V, MA, AXP: Days Inventory Comparison
For the Credit Services subindustry, NPR Finance's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NPR Finance Days Inventory vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NPR Finance's Days Inventory distribution charts can be found below:
* The bar in red indicates where NPR Finance's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NPR Finance (BOM:530127) has a Days Inventory of 46.56 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on NPR Finance and its competitors. This is 269% above median its historical median of 12.61. Over the past decade, NPR Finance's Days Inventory has ranged from 0.24 to 59.77. According to the industry distribution chart, NPR Finance ranks #50 out of 101 companies in the Credit Services industry, placing it in the top 49.5%.
Is NPR Finance's Days Inventory too high?
NPR Finance's current Days Inventory of 46.56 is 269% above median its 10-year median of 12.61. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 59.77. The Credit Services industry median Days Inventory is 56.59. NPR Finance's value of 46.56 is 17.7% below this industry median. Based on the distribution chart, NPR Finance ranks #50 out of 101 companies in the Credit Services industry, which is above the industry midpoint. Overall, NPR Finance has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NPR Finance's Days Inventory compare to V and MA?
According to the Credit Services industry distribution chart, NPR Finance ranks #50 out of 101 companies for Days Inventory. This puts NPR Finance in the upper half of its industry. The industry median Days Inventory is 56.59. NPR Finance's value of 46.56 is 17.7% below this benchmark. Historically, NPR Finance's own Days Inventory has ranged from 0.24 to 59.77 over the past decade. While the company's 10-year median is 12.61 vs. the industry median of 56.59, NPR Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 56.59, based on 101 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NPR Finance's current Days Inventory of 46.56 is 17.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on NPR Finance and its competitors. For the Credit Services industry, the median Days Inventory is 56.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NPR Finance's current Days Inventory is 46.56, which is 269% above median its own 10-year median of 12.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPR Finance stock overvalued right now?
Based on GuruFocus' analysis, NPR Finance (BOM:530127) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹15.20, compared to a current price of ₹20.50 — trading 34.9% above its estimated fair value. The current Days Inventory is 46.56, which is 269% above median its 10-year median of 12.61 and 17.7% below the Credit Services industry median of 56.59. NPR Finance's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For NPR Finance (BOM:530127), the current Days Inventory is 46.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NPR Finance (BOM:530127) Overvalued in 2026?
Based on GuruFocus' analysis, NPR Finance stock appears to be overvalued.
The current stock price of ₹20.50 is trading 34.9% above its estimated GF Value™ of ₹15.20.
GuruFocus considers NPR Finance to be Significantly Overvalued.
Key valuation signals for BOM:530127:
Days Inventory: 46.56 (269% above median its 10-year median of 12.61)
GF Value™: ₹15.20 vs. price of ₹20.50 (34.9% above fair value)
Industry Position: 17.7% below the Credit Services median (#50 of 101)
No single metric tells the full story. See the BOM:530127 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NPR Finance Ltd is engaged in financing activities in India. It operates in two segments: Financing Operations, and Real Estate. Its financial activities include granting Group loans under Joint Liability, Granting loans against Hypothecation of vehicles, unsecured personal loans, Inter Corporate Deposits, Trading, and investment in Shares & Securities. and the majority of its revenue is generated from financing operations.
48GF Score
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