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NPR Finance's Days Sales Outstanding for the
three
months ended in Mar. 2026 was 7.36.
NPR Finance's Days Inventory for the
three
months ended in Mar. 2026 was 46.56.
NPR Finance's Days Payable for the
three
months ended in Mar. 2026 was 0.
Therefore, NPR Finance's Cash Conversion Cycle (CCC) for the
three
months ended in Mar. 2026 was 53.92.
Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.
Be Aware
CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.
The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.
NPR Finance Cash Conversion Cycle Related Terms
NPR Finance Cash Conversion Cycle Historical Data
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The historical data trend for NPR Finance's Cash Conversion Cycle can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530127 vs V, MA, AXP: Cash Conversion Cycle Comparison
For the Credit Services subindustry, NPR Finance's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NPR Finance Cash Conversion Cycle vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NPR Finance's Cash Conversion Cycle distribution charts can be found below:
* The bar in red indicates where NPR Finance's Cash Conversion Cycle falls into.
Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.
Cash Conversion Cycle is one of several measures of management effectiveness.
NPR Finance's Cash Conversion Cycle for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NPR Finance (BOM:530127) has a Cash Conversion Cycle of 53.92 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on NPR Finance and its competitors.
Is NPR Finance's Cash Conversion Cycle too high?
NPR Finance's current Cash Conversion Cycle is 53.92. The Credit Services industry median Cash Conversion Cycle is 1.72. NPR Finance's value of 53.92 is 3034.9% above this industry median. Overall, NPR Finance has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NPR Finance's Cash Conversion Cycle compare to V and MA?
NPR Finance's Cash Conversion Cycle of 53.92 can be compared against companies in the Credit Services industry. The industry median Cash Conversion Cycle is 1.72. NPR Finance's value of 53.92 is 3034.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Credit Services company?
The median Cash Conversion Cycle among Credit Services companies is 1.72, based on 378 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NPR Finance's current Cash Conversion Cycle of 53.92 is 3034.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on NPR Finance and its competitors. For the Credit Services industry, the median Cash Conversion Cycle is 1.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NPR Finance's current Cash Conversion Cycle is 53.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPR Finance stock overvalued right now?
Based on GuruFocus' analysis, NPR Finance (BOM:530127) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹15.28, compared to a current price of ₹20.79 — trading 36.1% above its estimated fair value. The current Cash Conversion Cycle is 53.92 and 3034.9% above the Credit Services industry median of 1.72. NPR Finance's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For NPR Finance (BOM:530127), the current Cash Conversion Cycle is 53.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NPR Finance (BOM:530127) Overvalued in 2026?
Based on GuruFocus' analysis, NPR Finance stock appears to be overvalued.
The current stock price of ₹20.79 is trading 36.1% above its estimated GF Value™ of ₹15.28.
GuruFocus considers NPR Finance to be Significantly Overvalued.
Key valuation signals for BOM:530127:
Cash Conversion Cycle: 53.92
GF Value™: ₹15.28 vs. price of ₹20.79 (36.1% above fair value)
Industry Position: 3034.9% above the Credit Services median
No single metric tells the full story. See the BOM:530127 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NPR Finance Ltd is engaged in financing activities in India. It operates in two segments: Financing Operations, and Real Estate. Its financial activities include granting Group loans under Joint Liability, Granting loans against Hypothecation of vehicles, unsecured personal loans, Inter Corporate Deposits, Trading, and investment in Shares & Securities. and the majority of its revenue is generated from financing operations.
53GF Score
Get the complete analysis for BOM:530127
Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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