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The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. NPR Finance's Revenue for the
three
months ended in Mar. 2026 was ₹9.18 Mil. NPR Finance's average Accounts Receivable for the
three
months ended in Mar. 2026 was ₹0.74 Mil.
Hence, NPR Finance's Receivables Turnover for the
three
months ended in Mar. 2026 was 12.39.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
NPR Finance Receivables Turnover Related Terms
NPR Finance Receivables Turnover Historical Data
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The historical data trend for NPR Finance's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530127 vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, NPR Finance's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NPR Finance Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NPR Finance's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where NPR Finance's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NPR Finance (BOM:530127) has a Receivables Turnover of 12.39 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on NPR Finance and its competitors. According to the industry distribution chart, NPR Finance ranks #50 out of 295 companies in the Credit Services industry, placing it in the top 16.9%.
Is NPR Finance's Receivables Turnover too high?
NPR Finance's current Receivables Turnover is 12.39. The Credit Services industry median Receivables Turnover is 8.54. NPR Finance's value of 12.39 is 45.1% above this industry median. Based on the distribution chart, NPR Finance ranks #50 out of 295 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, NPR Finance has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NPR Finance's Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, NPR Finance ranks #50 out of 295 companies for Receivables Turnover. This places NPR Finance in the top 17% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 8.54. NPR Finance's value of 12.39 is 45.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.54, based on 295 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NPR Finance's current Receivables Turnover of 12.39 is 45.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on NPR Finance and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NPR Finance's current Receivables Turnover is 12.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPR Finance stock overvalued right now?
Based on GuruFocus' analysis, NPR Finance (BOM:530127) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹14.94, compared to a current price of ₹19.49 — trading 30.5% above its estimated fair value. The current Receivables Turnover is 12.39 and 45.1% above the Credit Services industry median of 8.54. NPR Finance's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For NPR Finance (BOM:530127), the current Receivables Turnover is 12.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NPR Finance (BOM:530127) Overvalued in 2026?
Based on GuruFocus' analysis, NPR Finance stock appears to be overvalued.
The current stock price of ₹19.49 is trading 30.5% above its estimated GF Value™ of ₹14.94.
GuruFocus considers NPR Finance to be Modestly Overvalued.
Key valuation signals for BOM:530127:
Receivables Turnover: 12.39
GF Value™: ₹14.94 vs. price of ₹19.49 (30.5% above fair value)
Industry Position: 45.1% above the Credit Services median (#50 of 295)
No single metric tells the full story. See the BOM:530127 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NPR Finance Ltd is engaged in financing activities in India. It operates in two segments: Financing Operations, and Real Estate. Its financial activities include granting Group loans under Joint Liability, Granting loans against Hypothecation of vehicles, unsecured personal loans, Inter Corporate Deposits, Trading, and investment in Shares & Securities. and the majority of its revenue is generated from financing operations.
54GF Score
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