The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. NPR Finance's quick ratio for the quarter that ended in Mar. 2026 was 0.00.
NPR Finance has a quick ratio of 0.00. It indicates that the company cannot currently fully pay back its current liabilities.
The historical rank and industry rank for NPR Finance's Quick Ratio or its related term are showing as below:
During the past 13 years, NPR Finance's highest Quick Ratio was 899.41. The lowest was 4.12. And the median was 29.00.
BOM:530127's Quick Ratio is not ranked *
in the Credit Services industry.
Industry Median: 4.44 * Ranked among companies with meaningful Quick Ratio only.
NPR Finance (BOM:530127) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
NPR Finance Quick Ratio Related Terms
NPR Finance Quick Ratio Historical Data
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The historical data trend for NPR Finance's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, NPR Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NPR Finance Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NPR Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where NPR Finance's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
NPR Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NPR Finance (BOM:530127) has a Quick Ratio of 0.00 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on NPR Finance and its competitors. Over the past decade, NPR Finance's Quick Ratio has ranged from 4.12 to 899.41. According to the industry distribution chart, NPR Finance ranks #999999 out of 393 companies in the Credit Services industry.
Is NPR Finance's Quick Ratio too high?
NPR Finance's current Quick Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 4.12 to a high of 899.41. Based on the distribution chart, NPR Finance ranks #999999 out of 393 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, NPR Finance has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NPR Finance's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, NPR Finance ranks #999999 out of 393 companies for Quick Ratio. This places NPR Finance in the lower half of its industry. The industry median Quick Ratio is 4.44. Historically, NPR Finance's own Quick Ratio has ranged from 4.12 to 899.41 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.44, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on NPR Finance and its competitors. For the Credit Services industry, the median Quick Ratio is 4.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NPR Finance's current Quick Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPR Finance stock overvalued right now?
Based on GuruFocus' analysis, NPR Finance (BOM:530127) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹15.36, compared to a current price of ₹20.21 — trading 31.6% above its estimated fair value. The current Quick Ratio is 0.00. NPR Finance's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For NPR Finance (BOM:530127), the current Quick Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NPR Finance (BOM:530127) Overvalued in 2026?
Based on GuruFocus' analysis, NPR Finance stock appears to be overvalued.
The current stock price of ₹20.21 is trading 31.6% above its estimated GF Value™ of ₹15.36.
GuruFocus considers NPR Finance to be Significantly Overvalued.
Key valuation signals for BOM:530127:
Quick Ratio: 0.00
GF Value™: ₹15.36 vs. price of ₹20.21 (31.6% above fair value)
No single metric tells the full story. See the BOM:530127 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NPR Finance Ltd is engaged in financing activities in India. It operates in two segments: Financing Operations, and Real Estate. Its financial activities include granting Group loans under Joint Liability, Granting loans against Hypothecation of vehicles, unsecured personal loans, Inter Corporate Deposits, Trading, and investment in Shares & Securities. and the majority of its revenue is generated from financing operations.
55GF Score
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