NPR Finance (BOM:530127) Cyclically Adjusted Revenue per Share: ₹43.13 (As of Mar. 2026)

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BOM:530127 NPR Finance Ltd BOM:530127
50 GF Score
Price ₹21.00
GF Value ₹15.01
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is NPR Finance Cyclically Adjusted Revenue per Share?

NPR Finance BOM:530127 50 Cyclically Adjusted Revenue per Share is ₹43.13 as of Mar. 2026. GuruFocus rates BOM:530127 with a GF Score™ of 50/100 and a GF Value™ of ₹15.01 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

NPR Finance's adjusted revenue per share for the three months ended in Mar. 2026 was ₹1.554. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is ₹43.13 for the trailing ten years ended in Mar. 2026.

During the past 12 months, NPR Finance's average Cyclically Adjusted Revenue Growth Rate was -16.90% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was -15.50% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was -13.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of NPR Finance was -11.40% per year. The lowest was -15.50% per year. And the median was -13.40% per year.

As of today (2026-08-16), NPR Finance's current stock price is ₹21.00. NPR Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₹43.13. NPR Finance's Cyclically Adjusted PS Ratio of today is 0.49.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of NPR Finance was 0.75. The lowest was 0.11. And the median was 0.22.


NPR Finance  (BOM:530127) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

NPR Finance's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=21.00/43.13
=0.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of NPR Finance was 0.75. The lowest was 0.11. And the median was 0.22.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


NPR Finance Cyclically Adjusted Revenue per Share Related Terms


NPR Finance Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for NPR Finance's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NPR Finance Cyclically Adjusted Revenue per Share Chart

NPR Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 79.89 71.46 62.01 51.93 43.13

NPR Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 51.93 48.72 47.01 44.90 43.13

BOM:530127 vs V, MA, AXP: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, NPR Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NPR Finance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, NPR Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where NPR Finance's Cyclically Adjusted PS Ratio falls into.


BOM:530127
50GF Score
NPR Finance Ltd BOM:530127
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NPR Finance Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, NPR Finance's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.554/164.2724*164.2724
=1.554

Current CPI (Mar. 2026) = 164.2724.

NPR Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 21.493 105.961 33.321
201609 18.174 105.961 28.175
201612 14.089 105.196 22.001
201703 14.856 105.196 23.199
201706 18.933 107.109 29.038
201709 19.719 109.021 29.712
201712 11.365 109.404 17.065
201803 9.055 109.786 13.549
201806 19.845 111.317 29.286
201809 14.000 115.142 19.974
201812 14.316 115.142 20.425
201903 12.552 118.202 17.444
201906 20.221 120.880 27.480
201909 12.131 123.175 16.179
201912 8.817 126.235 11.474
202003 5.148 124.705 6.781
202006 2.489 127.000 3.219
202009 2.302 130.118 2.906
202012 3.421 130.889 4.294
202103 1.381 131.771 1.722
202106 3.028 134.084 3.710
202109 1.968 135.847 2.380
202112 2.635 138.161 3.133
202203 4.792 138.822 5.671
202206 3.951 142.347 4.560
202209 4.101 144.661 4.657
202212 6.644 145.763 7.488
202303 5.524 146.865 6.179
202306 4.288 150.280 4.687
202309 5.434 151.492 5.892
202312 2.640 152.924 2.836
202403 2.765 153.035 2.968
202406 2.875 155.789 3.032
202409 2.944 157.882 3.063
202412 2.360 158.323 2.449
202503 3.158 157.552 3.293
202506 1.706 159.755 1.754
202509 2.312 162.289 2.340
202512 2.356 163.281 2.370
202603 1.554 164.272 1.554

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₹43.13 mean?
NPR Finance (BOM:530127) has a Cyclically Adjusted Revenue per Share of ₹43.13 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on NPR Finance and its competitors.
Is NPR Finance's Cyclically Adjusted Revenue per Share too high?
NPR Finance's current Cyclically Adjusted Revenue per Share is ₹43.13. Overall, NPR Finance has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NPR Finance's Cyclically Adjusted Revenue per Share compare to V and MA?
NPR Finance's Cyclically Adjusted Revenue per Share of ₹43.13 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on NPR Finance and its competitors. NPR Finance's current Cyclically Adjusted Revenue per Share is ₹43.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPR Finance stock overvalued right now?
Based on GuruFocus' analysis, NPR Finance (BOM:530127) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹15.01, compared to a current price of ₹21.00 — trading 39.9% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₹43.13. NPR Finance's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For NPR Finance (BOM:530127), the current Cyclically Adjusted Revenue per Share is ₹43.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NPR Finance (BOM:530127) Overvalued in 2026?

Based on GuruFocus' analysis, NPR Finance stock appears to be overvalued. The current stock price of ₹21.00 is trading 39.9% above its estimated GF Value™ of ₹15.01. GuruFocus considers NPR Finance to be Significantly Overvalued.

Key valuation signals for BOM:530127:

  • Cyclically Adjusted Revenue per Share: ₹43.13
  • GF Value™: ₹15.01 vs. price of ₹21.00 (39.9% above fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the BOM:530127 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NPR Finance Business Description

Address Street Number 18, 6th Floor, South Wing, Adventz Infinity@5, BN - Block, Sector - V, Bidhannagar, Kolkata, WB, IND, 700091
NPR Finance Ltd is engaged in financing activities in India. It operates in two segments: Financing Operations, and Real Estate. Its financial activities include granting Group loans under Joint Liability, Granting loans against Hypothecation of vehicles, unsecured personal loans, Inter Corporate Deposits, Trading, and investment in Shares & Securities. and the majority of its revenue is generated from financing operations.
50GF Score

Get the complete analysis for BOM:530127

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹21.00
Price
₹15.01
GF Value