ATDRF (Autotrader Group) Effective Interest Rate on Debt %: 5.02% (As of Mar. 2026)


ATDRF Autotrader Group PLC ATDRF
75 GF Score
Price $6.66
GF Value $11.77
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Autotrader Group Effective Interest Rate on Debt %?

Autotrader Group ATDRF 75 Effective Interest Rate on Debt % is 5.02% as of Mar. 2026. GuruFocus rates ATDRF with a GF Score™ of 75/100 and a GF Value™ of $11.77 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Autotrader Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $9.1 Mil. Autotrader Group's average total debt for the quarter that ended in Mar. 2026 was $180.6 Mil. Therefore, Autotrader Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.02%.


Autotrader Group  (OTCPK:ATDRF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Autotrader Group Effective Interest Rate on Debt % Related Terms


Autotrader Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Autotrader Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Autotrader Group Effective Interest Rate on Debt % Chart

Autotrader Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.32 7.09 6.79 7.99 4.48

Autotrader Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.22 8.86 21.66 8.97 5.02

ATDRF vs GOOGL, META, SPOT: Effective Interest Rate on Debt % Comparison

For the Internet Content & Information subindustry, Autotrader Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Autotrader Group Effective Interest Rate on Debt % vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Autotrader Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Autotrader Group's Effective Interest Rate on Debt % falls into.


ATDRF
75GF Score
Autotrader Group PLC ATDRF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Autotrader Group Effective Interest Rate on Debt % Calculation

Autotrader Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -6.4/( (4.522+281.334)/ 2 )
=-1  *  -6.4/142.928
=4.48 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.517 + 4.005
=4.522

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=273.867 + 7.467
=281.334

Autotrader Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -9.066/( (79.865+281.334)/ 2 )
=-1  *  -9.066/180.5995
=5.02 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=73.243 + 6.622
=79.865

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=273.867 + 7.467
=281.334

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.02% mean?
Autotrader Group (ATDRF) has a Effective Interest Rate on Debt % of 5.02% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Autotrader Group and its competitors.
Is Autotrader Group's Effective Interest Rate on Debt % too high?
Autotrader Group's current Effective Interest Rate on Debt % is 5.02%. Overall, Autotrader Group has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Autotrader Group's Effective Interest Rate on Debt % compare to GOOGL and META?
Autotrader Group's Effective Interest Rate on Debt % of 5.02% can be compared against companies in the Interactive Media industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Interactive Media company?
A good Effective Interest Rate on Debt % depends on the Interactive Media industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Autotrader Group and its competitors. Autotrader Group's current Effective Interest Rate on Debt % is 5.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Autotrader Group stock overvalued right now?
Based on GuruFocus' analysis, Autotrader Group (ATDRF) is currently considered Significantly Undervalued. The stock's GF Value™ is $11.77, compared to a current price of $6.66 — trading 43.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.02%. Autotrader Group's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Autotrader Group (ATDRF), the current Effective Interest Rate on Debt % is 5.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Autotrader Group (ATDRF) Overvalued in 2026?

Based on GuruFocus' analysis, Autotrader Group stock appears to be undervalued. The current stock price of $6.66 is trading 43.4% below its estimated GF Value™ of $11.77. GuruFocus considers Autotrader Group to be Significantly Undervalued.

Key valuation signals for ATDRF:

  • Effective Interest Rate on Debt %: 5.02%
  • GF Value™: $11.77 vs. price of $6.66 (43.4% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the ATDRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Autotrader Group Business Description

Address 3 Hawkshaw Street, No.3 Circle Square, Manchester, GBR, M1 7BL
Autotrader Group plc is the UK automotive marketplace and digital platform for the automotive industry. The company uses data science, artificial intelligence and technology to improve how vehicles are bought and sold and is digitising the car buying journey from search and discovery through to financing and purchase. Its segments are: Autotrader, generate maximum revenue, which includes the results of Autotrader and AutoConvert in respect of online classified advertising of motor vehicles and related products and services in the digital automotive marketplace, including share of profit from the Dealer Auction joint venture, and Autorama, which comprises the results of Autorama in respect of a marketplace for leasing new vehicles and related products and services. it operate in UK.
75GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.66
Price
$11.77
GF Value