ASOS (CHIX:ASCL) Effective Interest Rate on Debt %: 10.54% (As of Feb. 2026)


CHIX:ASCL ASOS PLC CHIX:ASCL
58 GF Score
Price £3.32
GF Value £2.39
Valuation Significantly Overvalued
! 6 Warning Signs
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What is ASOS Effective Interest Rate on Debt %?

ASOS CHIX:ASCL +4.73% 58 Effective Interest Rate on Debt % is 10.54% as of Feb. 2026. GuruFocus rates CHIX:ASCL with a GF Score™ of 58/100 and a GF Value™ of £2.39 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ASOS's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was £77 Mil. ASOS's average total debt for the quarter that ended in Feb. 2026 was £729 Mil. Therefore, ASOS's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 10.54%.


ASOS  (CHIX:ASCl) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


ASOS Effective Interest Rate on Debt % Related Terms


ASOS Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ASOS's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASOS Effective Interest Rate on Debt % Chart

ASOS Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.39 2.79 5.73 6.00 8.69

ASOS Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.76 6.28 8.07 10.85 10.54

CHIX:ASCL vs AMZN, BABA, PDD: Effective Interest Rate on Debt % Comparison

For the Internet Retail subindustry, ASOS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASOS Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, ASOS's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ASOS's Effective Interest Rate on Debt % falls into.


CHIX:ASCL
58GF Score
ASOS PLC CHIX:ASCL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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ASOS Effective Interest Rate on Debt % Calculation

ASOS's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -74.1/( (977.7+728.1)/ 2 )
=-1  *  -74.1/852.9
=8.69 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=948.9 + 28.8
=977.7

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=604.2 + 123.9
=728.1

ASOS's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -76.8/( (728.1+729)/ 2 )
=-1  *  -76.8/728.55
=10.54 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=604.2 + 123.9
=728.1

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.54% mean?
ASOS (CHIX:ASCL) has a Effective Interest Rate on Debt % of 10.54% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ASOS and its competitors.
Is ASOS's Effective Interest Rate on Debt % too high?
ASOS's current Effective Interest Rate on Debt % is 10.54%. Overall, ASOS has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASOS's Effective Interest Rate on Debt % compare to AMZN and BABA?
ASOS's Effective Interest Rate on Debt % of 10.54% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ASOS and its competitors. ASOS's current Effective Interest Rate on Debt % is 10.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASOS stock overvalued right now?
Based on GuruFocus' analysis, ASOS (CHIX:ASCL) is currently considered Significantly Overvalued. The stock's GF Value™ is £2.39, compared to a current price of £3.32 — trading 38.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 10.54%. ASOS's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ASOS (CHIX:ASCL), the current Effective Interest Rate on Debt % is 10.54% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASOS (CHIX:ASCL) Overvalued in 2026?

Based on GuruFocus' analysis, ASOS stock appears to be overvalued. The current stock price of £3.32 is trading 38.9% above its estimated GF Value™ of £2.39. GuruFocus considers ASOS to be Significantly Overvalued.

Key valuation signals for CHIX:ASCL:

  • Effective Interest Rate on Debt %: 10.54%
  • GF Value™: £2.39 vs. price of £3.32 (38.9% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the CHIX:ASCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASOS Business Description

Address Hampstead Road, Greater London House, London, GBR, NW1 7FB
Asos is a global e-commerce player focusing on fashion and cosmetics and targeting the youth segment (20-somethings) globally. Of its revenue, 45% comes from its UK home market, 30% from other European Union countries, 13% from the United States, 12% from the rest of the world. The company ships to 240 countries from its three warehouses located in the UK, continental Europe, and the United States. It offers over 85 000 products on its website from third-party brands and its own labels.
58GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.32
Price
£2.39
GF Value