NASO (Naples Soap Co) Effective Interest Rate on Debt %: 13.32% (As of Dec. 2025)


NASO Naples Soap Co Inc NASO
27 GF Score
Price $2.35
! 3 Warning Signs
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What is Naples Soap Co Effective Interest Rate on Debt %?

Naples Soap Co NASO -21.67% 27 Effective Interest Rate on Debt % is 13.32% as of Dec. 2025. GuruFocus rates NASO with a GF Score™ of 27/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Naples Soap Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $1.12 Mil. Naples Soap Co's average total debt for the quarter that ended in Dec. 2025 was $8.40 Mil. Therefore, Naples Soap Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 13.32%.

Naples Soap Co  (OTCPK:NASO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Naples Soap Co Effective Interest Rate on Debt % Related Terms

Naples Soap Co Effective Interest Rate on Debt % Historical Data

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The historical data trend for Naples Soap Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Naples Soap Co Effective Interest Rate on Debt % Chart

Naples Soap Co Annual Data
Trend Dec24 Dec25
Effective Interest Rate on Debt %
4.91 13.32

Naples Soap Co Semi-Annual Data
Dec24 Dec25
Effective Interest Rate on Debt % 4.91 13.32

NASO vs TANH, BYAH, CAWW: Effective Interest Rate on Debt % Comparison

For the Household & Personal Products subindustry, Naples Soap Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Naples Soap Co Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Naples Soap Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Naples Soap Co's Effective Interest Rate on Debt % falls into.


NASO
27GF Score
Naples Soap Co Inc NASO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Naples Soap Co Effective Interest Rate on Debt % Calculation

Naples Soap Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.119/( (7.91+8.893)/ 2 )
=-1  *  -1.119/8.4015
=13.32 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.094 + 2.816
=7.91

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.586 + 1.307
=8.893

Naples Soap Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.119/( (7.91+8.893)/ 2 )
=-1  *  -1.119/8.4015
=13.32 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.094 + 2.816
=7.91

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.586 + 1.307
=8.893

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 13.32% mean?
Naples Soap Co (NASO) has a Effective Interest Rate on Debt % of 13.32% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Naples Soap Co and its competitors.
Is Naples Soap Co's Effective Interest Rate on Debt % too high?
Naples Soap Co's current Effective Interest Rate on Debt % is 13.32%. Overall, Naples Soap Co has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Naples Soap Co's Effective Interest Rate on Debt % compare to TANH and BYAH?
Naples Soap Co's Effective Interest Rate on Debt % of 13.32% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Naples Soap Co and its competitors. Naples Soap Co's current Effective Interest Rate on Debt % is 13.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naples Soap Co stock overvalued right now?
Naples Soap Co (NASO) has a current Effective Interest Rate on Debt % of 13.32%. The current Effective Interest Rate on Debt % is 13.32%. Naples Soap Co's overall GF Score™ is 27/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Naples Soap Co (NASO), the current Effective Interest Rate on Debt % is 13.32% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Naples Soap Co Business Description

Address 14601 Jetport Loop, Suite 180, Fort Myers, FL, USA, 33913
Naples Soap Co Inc is an omni channel retail brand focused on lifestyle, health and that offers personal care products, which include soaps, bath bombs, hair care, facial care, scented candles, and essential oils through its own brick and mortar retail stores and web site, national and boutique re-sellers, and online marketplaces including Amazon and Faire.
27GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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