ECPG (Encore Capital Group) Ending Cash Position: $183 Mil (As of Jun. 2026)

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ECPG Encore Capital Group Inc ECPG
66 GF Score
Price $98.14
GF Value $74.24
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Encore Capital Group Ending Cash Position?

Encore Capital Group ECPG -3.11% 66 Ending Cash Position is $183 Mil as of Jun. 2026. GuruFocus rates ECPG with a GF Score™ of 66/100 and a GF Value™ of $74.24 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Encore Capital Group's Ending Cash Position for the quarter that ended in Jun. 2026 was $183 Mil.

Encore Capital Group's quarterly Ending Cash Position increased from Dec. 2025 ($157 Mil) to Mar. 2026 ($227 Mil) but then declined from Mar. 2026 ($227 Mil) to Jun. 2026 ($183 Mil).

Encore Capital Group's annual Ending Cash Position increased from Dec. 2023 ($158 Mil) to Dec. 2024 ($200 Mil) but then declined from Dec. 2024 ($200 Mil) to Dec. 2025 ($157 Mil).

Encore Capital Group Ending Cash Position Related Terms

Encore Capital Group Ending Cash Position Historical Data

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The historical data trend for Encore Capital Group's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Encore Capital Group Ending Cash Position Chart

Encore Capital Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 189.65 143.91 158.36 199.87 156.78

Encore Capital Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 172.90 172.49 156.78 227.20 182.93
ECPG
66GF Score
Encore Capital Group Inc ECPG
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Encore Capital Group Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Encore Capital Group's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=199.865+-43.081
=157

Encore Capital Group's Ending Cash Position for the quarter that ended in Jun. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=227.204+-44.272
=183

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $183 Mil mean?
Encore Capital Group (ECPG) has a Ending Cash Position of $183 Mil as of Jun. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Encore Capital Group and its competitors.
Is Encore Capital Group's Ending Cash Position too high?
Encore Capital Group's current Ending Cash Position is $183 Mil. Overall, Encore Capital Group has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Encore Capital Group's Ending Cash Position compare to EZPW and AGM.A?
Encore Capital Group's Ending Cash Position of $183 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Credit Services company?
A good Ending Cash Position depends on the Credit Services industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Encore Capital Group and its competitors. Encore Capital Group's current Ending Cash Position is $183 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encore Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Encore Capital Group (ECPG) is currently considered Significantly Overvalued. The stock's GF Value™ is $74.24, compared to a current price of $98.14 — trading 32.2% above its estimated fair value. The current Ending Cash Position is $183 Mil. Encore Capital Group's overall GF Score™ is 66/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Encore Capital Group (ECPG), the current Ending Cash Position is $183 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Encore Capital Group (ECPG) Overvalued in 2026?

Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued. The current stock price of $98.14 is trading 32.2% above its estimated GF Value™ of $74.24. GuruFocus considers Encore Capital Group to be Significantly Overvalued.

Key valuation signals for ECPG:

  • Ending Cash Position: $183 Mil
  • GF Value™: $74.24 vs. price of $98.14 (32.2% above fair value)
  • GF Score™: 66/100 with 10 warning signs

No single metric tells the full story. See the ECPG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Encore Capital Group Business Description

Other Exchanges ECP:Germany
Address 350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
66GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$98.14
Price
$74.24
GF Value