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ECPG (Encore Capital Group) Cyclically Adjusted Price-to-FCF : 5.83 (As of May. 25, 2025)


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What is Encore Capital Group Cyclically Adjusted Price-to-FCF?

As of today (2025-05-25), Encore Capital Group's current share price is $38.17. Encore Capital Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was $6.55. Encore Capital Group's Cyclically Adjusted Price-to-FCF for today is 5.83.

The historical rank and industry rank for Encore Capital Group's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

ECPG' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 4.16   Med: 9.04   Max: 17.14
Current: 5.82

During the past years, Encore Capital Group's highest Cyclically Adjusted Price-to-FCF was 17.14. The lowest was 4.16. And the median was 9.04.

ECPG's Cyclically Adjusted Price-to-FCF is ranked better than
54.46% of 112 companies
in the Credit Services industry
Industry Median: 8.26 vs ECPG: 5.82

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Encore Capital Group's adjusted free cash flow per share data for the three months ended in Mar. 2025 was $1.578. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $6.55 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Encore Capital Group Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Encore Capital Group's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Encore Capital Group Cyclically Adjusted Price-to-FCF Chart

Encore Capital Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.42 11.49 8.27 8.30 7.48

Encore Capital Group Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.17 6.57 7.46 7.48 5.23

Competitive Comparison of Encore Capital Group's Cyclically Adjusted Price-to-FCF

For the Credit Services subindustry, Encore Capital Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Encore Capital Group's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Encore Capital Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Encore Capital Group's Cyclically Adjusted Price-to-FCF falls into.


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Encore Capital Group Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Encore Capital Group's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=38.17/6.55
=5.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Encore Capital Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Encore Capital Group's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=1.578/134.9266*134.9266
=1.578

Current CPI (Mar. 2025) = 134.9266.

Encore Capital Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.804 100.684 1.077
201509 0.427 100.392 0.574
201512 1.543 99.792 2.086
201603 1.132 100.470 1.520
201606 0.375 101.688 0.498
201609 1.154 101.861 1.529
201612 1.153 101.863 1.527
201703 0.808 102.862 1.060
201706 1.448 103.349 1.890
201709 0.070 104.136 0.091
201712 1.307 104.011 1.695
201803 -0.386 105.290 -0.495
201806 3.149 106.317 3.996
201809 0.319 106.507 0.404
201812 1.174 105.998 1.494
201903 0.024 107.251 0.030
201906 2.882 108.070 3.598
201909 2.366 108.329 2.947
201912 1.234 108.420 1.536
202003 2.262 108.902 2.803
202006 4.401 108.767 5.459
202009 1.265 109.815 1.554
202012 1.976 109.897 2.426
202103 2.052 111.754 2.477
202106 2.333 114.631 2.746
202109 1.569 115.734 1.829
202112 2.157 117.630 2.474
202203 1.727 121.301 1.921
202206 1.482 125.017 1.599
202209 1.822 125.227 1.963
202212 0.013 125.222 0.014
202303 1.244 127.348 1.318
202306 0.910 128.729 0.954
202309 1.900 129.860 1.974
202312 0.077 129.419 0.080
202403 1.803 131.776 1.846
202406 1.175 132.554 1.196
202409 1.628 133.029 1.651
202412 0.618 133.157 0.626
202503 1.578 134.927 1.578

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Encore Capital Group  (NAS:ECPG) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Encore Capital Group Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Encore Capital Group's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Encore Capital Group Business Description

Traded in Other Exchanges
Address
350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108
Encore Capital Group Inc is an international specialty finance company. It provides debt recovery solutions for consumers and property owners across a broad range of financial assets. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as the consumers repay their obligations and work toward financial recovery. Encore has only a reportable segment portfolio purchasing and recovery.
Executives
Ashwini Gupta director 200 VESEY STREET, NEW YORK NY 10285
Jonathan C Clark officer: Executive VP, CFO & Treasurer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Ashish Masih officer: EVP, US Debt Purchasing & Ops. 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
Laura Olle director 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
Andrew Eric Asch officer: SVP, General Counsel 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92627
Ryan B Bell officer: EVP and COO of MCM 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO, CA 92108
John Yung officer: President, Intl. and Cabot 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
William C. Goings director 1015 A ST, TACOMA WA 98402
Gregory L. Call officer: Sr. VP, GC & Secretary 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
Peter Reck officer: Chief Accounting Officer C/O ICAHN ENTERPRISES L.P., 767 FIFTH AVENUE, SUITE 4600, NEW YORK NY 10153
Wendy Hannam director 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
Craig A. Buick officer: Cabot Credit Management CEO 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
Jeffrey Albert Hilzinger director 3 CEDAR RIDGE DRIVE, CHESTER NJ 07930
A. Knight Angela director 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
Jcf Iii Europe Holdings L.p. 10 percent owner C/O J.C. FLOWERS & CO., 767 FIFTH AVENUE, 23RD FLOOR, NEW YORK NY 10153