ECPG (Encore Capital Group) EPS (Basic): $13.12 (TTM As of Mar. 2026)

What is Encore Capital Group EPS (Basic)?

Encore Capital Group ECPG +1.48% 69 EPS (Basic) is $13.12 as of Mar. 2026. GuruFocus rates ECPG with a GF Score™ of 69/100 and a GF Value™ of $72.29 (Modestly Overvalued). The stock has 10 warning signs investors should review.

Encore Capital Group's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $3.97. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $13.12.

Encore Capital Group's EPS (Diluted) for the three months ended in Mar. 2026 was $3.86. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $12.89.

Encore Capital Group's EPS without NRI for the three months ended in Mar. 2026 was $3.86. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 12.89.

During the past 3 years, the average EPS without NRI Growth Rate was 13.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Encore Capital Group's highest 3-Year average EPS without NRI Growth Rate was 73.90% per year. The lowest was -29.40% per year. And the median was 14.50% per year.

Encore Capital Group (NAS:ECPG) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Encore Capital Group EPS (Basic) Related Terms

Encore Capital Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Encore Capital Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Encore Capital Group EPS (Basic) Chart

Encore Capital Group Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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11.64

8.06

-8.72

-5.83

11.05

Encore Capital Group Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															1.96	2.50	3.22	3.43	3.97

69GF Score

Encore Capital Group Inc ECPG

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Encore Capital Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Encore Capital Group's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(256.834	-	0)	/	23.234
	=	11.05

Encore Capital Group's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(86.243	-	0)	/	21.728
	=	3.97

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.12

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of $13.12 mean?

Encore Capital Group (ECPG) has a EPS (Basic) of $13.12 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Encore Capital Group and its competitors.

Is Encore Capital Group's EPS (Basic) too high?

Encore Capital Group's current EPS (Basic) is $13.12. Overall, Encore Capital Group has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Encore Capital Group's EPS (Basic) compare to AGM.A and EZPW?

Encore Capital Group's EPS (Basic) of $13.12 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Credit Services company?

A good EPS (Basic) depends on the Credit Services industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Encore Capital Group and its competitors. Encore Capital Group's current EPS (Basic) is $13.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Encore Capital Group stock overvalued right now?

Based on GuruFocus' analysis, Encore Capital Group (ECPG) is currently considered Modestly Overvalued. The stock's GF Value™ is $72.29, compared to a current price of $87.07 — trading 20.4% above its estimated fair value. The current EPS (Basic) is $13.12. Encore Capital Group's overall GF Score™ is 69/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Encore Capital Group (ECPG), the current EPS (Basic) is $13.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Encore Capital Group (ECPG) Overvalued in 2026?

Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued. The current stock price of $87.07 is trading 20.4% above its estimated GF Value™ of $72.29. GuruFocus considers Encore Capital Group to be Modestly Overvalued.

Key valuation signals for ECPG:

EPS (Basic): $13.12
GF Value™: $72.29 vs. price of $87.07 (20.4% above fair value)
GF Score™: 69/100 with 10 warning signs

No single metric tells the full story. See the ECPG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Encore Capital Group Business Description

Industry Financial Services Credit Services

Comparable Companies AGM.A EZPW QFIN LU ATLC FINV JCAP WU NAVI WRLD V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges ECP:Germany

Address 350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108

Website https://www.encorecapital.com

Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.

69GF Score

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EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$87.07

Price

$72.29

GF Value

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