ECPG (Encore Capital Group) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 25, 2026)


ECPG Encore Capital Group Inc ECPG
69 GF Score
Price $87.07
GF Value $72.29
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Encore Capital Group Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Encore Capital Group's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

ECPG vs AGM.A, EZPW, QFIN: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, Encore Capital Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Encore Capital Group Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Encore Capital Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Encore Capital Group's Margin of Safety % (DCF FCF Based) falls into.


ECPG
69GF Score
Encore Capital Group Inc ECPG
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Encore Capital Group (ECPG) Overvalued in 2026?

Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued. The current stock price of $87.07 is trading 20.4% above its estimated GF Value™ of $72.29. GuruFocus considers Encore Capital Group to be Modestly Overvalued.

Key valuation signals for ECPG:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $72.29 vs. price of $87.07 (20.4% above fair value)
  • GF Score™: 69/100 with 10 warning signs

No single metric tells the full story. See the ECPG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Encore Capital Group Business Description

Other Exchanges ECP:Germany
Address 350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
69GF Score

Get the complete analysis for ECPG

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$87.07
Price
$72.29
GF Value