ECPG (Encore Capital Group) Other Operating Expense: $173 Mil (TTM As of Mar. 2026)

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ECPG Encore Capital Group Inc ECPG
66 GF Score
Price $94.30
GF Value $72.58
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Encore Capital Group Other Operating Expense?

Encore Capital Group ECPG +0.52% 66 Other Operating Expense is $173 Mil as of Mar. 2026. GuruFocus rates ECPG with a GF Score™ of 66/100 and a GF Value™ of $72.58 (Modestly Overvalued). The stock has 10 warning signs investors should review.

Encore Capital Group's Other Operating Expense for the three months ended in Mar. 2026 was $42 Mil. Its Other Operating Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $173 Mil.

Encore Capital Group's quarterly Other Operating Expense declined from Sep. 2025 ($44 Mil) to Dec. 2025 ($43 Mil) and declined from Dec. 2025 ($43 Mil) to Mar. 2026 ($42 Mil).

Encore Capital Group's annual Other Operating Expense increased from Dec. 2023 ($153 Mil) to Dec. 2024 ($163 Mil) and increased from Dec. 2024 ($163 Mil) to Dec. 2025 ($173 Mil).


Encore Capital Group Other Operating Expense Historical Data

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The historical data trend for Encore Capital Group's Other Operating Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Encore Capital Group Other Operating Expense Chart

Encore Capital Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Other Operating Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 157.02 157.65 152.92 163.24 173.24

Encore Capital Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Other Operating Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.60 44.30 44.23 43.11 41.69
ECPG
66GF Score
Encore Capital Group Inc ECPG
Other Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Encore Capital Group Other Operating Expense Calculation

GuruFocus uses a standardized financial statement format for all companies. For non-financial companies, GuruFocus lists Selling, General, & Admin. Expense, , Research & Development, and Other Operating Expense under the "Total Operating Expense" section.

Other Operating Expense sometimes includes:
Restructuring, and merger
Acquisition related and other
Litigation settlement charge
Other (too numerous to list)

Some companies can and do choose to report each of these items separately. Yet, there are a variety of Other Operating Expense which are simply too numerous to list.

Other Operating Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $173 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Other Operating Expense of $173 Mil mean?
Encore Capital Group (ECPG) has a Other Operating Expense of $173 Mil as of Mar. 2026. Other operating expenses that a company records on its income statement. View historical data on Encore Capital Group and its competitors.
Is Encore Capital Group's Other Operating Expense too high?
Encore Capital Group's current Other Operating Expense is $173 Mil. Overall, Encore Capital Group has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Encore Capital Group's Other Operating Expense compare to EZPW and AGM.A?
Encore Capital Group's Other Operating Expense of $173 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Other Operating Expense for a Credit Services company?
A good Other Operating Expense depends on the Credit Services industry context. However, Other Operating Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Other Operating Expense mean?
A high Other Operating Expense can signal that a stock is expensive relative to its fundamentals. Other operating expenses that a company records on its income statement. View historical data on Encore Capital Group and its competitors. Encore Capital Group's current Other Operating Expense is $173 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Encore Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Encore Capital Group (ECPG) is currently considered Modestly Overvalued. The stock's GF Value™ is $72.58, compared to a current price of $94.30 — trading 29.9% above its estimated fair value. The current Other Operating Expense is $173 Mil. Encore Capital Group's overall GF Score™ is 66/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Other Operating Expense calculated?
Other Operating Expense is calculated from a company's financial statements. For Encore Capital Group (ECPG), the current Other Operating Expense is $173 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Encore Capital Group (ECPG) Overvalued in 2026?

Based on GuruFocus' analysis, Encore Capital Group stock appears to be overvalued. The current stock price of $94.30 is trading 29.9% above its estimated GF Value™ of $72.58. GuruFocus considers Encore Capital Group to be Modestly Overvalued.

Key valuation signals for ECPG:

  • Other Operating Expense: $173 Mil
  • GF Value™: $72.58 vs. price of $94.30 (29.9% above fair value)
  • GF Score™: 66/100 with 10 warning signs

No single metric tells the full story. See the ECPG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Encore Capital Group Business Description

Other Exchanges ECP:Germany
Address 350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
66GF Score

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Other Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$94.30
Price
$72.58
GF Value