PONT (Pontiac Bancorp) Ending Cash Position: $92.93 Mil (As of Dec. 2025)

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PONT Pontiac Bancorp Inc PONT
63 GF Score
Price $675.00
GF Value $643.95
Valuation Fairly Valued
! 1 Warning Sign
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What is Pontiac Bancorp Ending Cash Position?

Pontiac Bancorp PONT +5.58% 63 Ending Cash Position is $92.93 Mil as of Dec. 2025. GuruFocus rates PONT with a GF Score™ of 63/100 and a GF Value™ of $643.95 (Fairly Valued). The stock has 1 warning sign investors should review.

Pontiac Bancorp's Ending Cash Position for the quarter that ended in Dec. 2025 was $92.93 Mil.

Pontiac Bancorp's quarterly Ending Cash Position increased from Dec. 2023 ($29.49 Mil) to Dec. 2024 ($109.69 Mil) but then declined from Dec. 2024 ($109.69 Mil) to Dec. 2025 ($92.93 Mil).

Pontiac Bancorp's annual Ending Cash Position increased from Dec. 2023 ($29.49 Mil) to Dec. 2024 ($109.69 Mil) but then declined from Dec. 2024 ($109.69 Mil) to Dec. 2025 ($92.93 Mil).

Pontiac Bancorp Ending Cash Position Related Terms

Pontiac Bancorp Ending Cash Position Historical Data

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The historical data trend for Pontiac Bancorp's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pontiac Bancorp Ending Cash Position Chart

Pontiac Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial 228.17 44.57 29.49 109.69 92.93

Pontiac Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position Get a 7-Day Free Trial 228.17 44.57 29.49 109.69 92.93
PONT
63GF Score
Pontiac Bancorp Inc PONT
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Pontiac Bancorp Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Pontiac Bancorp's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=109.684+-16.758
=92.93

Pontiac Bancorp's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=109.684+-16.758
=92.93

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $92.93 Mil mean?
Pontiac Bancorp (PONT) has a Ending Cash Position of $92.93 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Pontiac Bancorp and its competitors.
Is Pontiac Bancorp's Ending Cash Position too high?
Pontiac Bancorp's current Ending Cash Position is $92.93 Mil. Overall, Pontiac Bancorp has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pontiac Bancorp's Ending Cash Position compare to AFBI and FMBM?
Pontiac Bancorp's Ending Cash Position of $92.93 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Pontiac Bancorp and its competitors. Pontiac Bancorp's current Ending Cash Position is $92.93 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pontiac Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pontiac Bancorp (PONT) is currently considered Fairly Valued. The stock's GF Value™ is $643.95, compared to a current price of $675.00 — trading 4.8% above its estimated fair value. The current Ending Cash Position is $92.93 Mil. Pontiac Bancorp's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Pontiac Bancorp (PONT), the current Ending Cash Position is $92.93 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pontiac Bancorp (PONT) Overvalued in 2026?

Based on GuruFocus' analysis, Pontiac Bancorp stock appears to be overvalued. The current stock price of $675.00 is trading 4.8% above its estimated GF Value™ of $643.95. GuruFocus considers Pontiac Bancorp to be Fairly Valued.

Key valuation signals for PONT:

  • Ending Cash Position: $92.93 Mil
  • GF Value™: $643.95 vs. price of $675.00 (4.8% above fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the PONT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pontiac Bancorp Business Description

Address 300 W. Washington Street, Pontiac, IL, USA, 61764
Pontiac Bancorp Inc is engaged in banking services. The company offers personal banking, business banking, lending, wealth management, and agriculture lending services. The bank grants agribusiness, commercial, residential, and personal loans to customers located in the bank's market area.
63GF Score

Get the complete analysis for PONT

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$675.00
Price
$643.95
GF Value