PONT (Pontiac Bancorp) Short-Term Debt: $0.00 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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PONT Pontiac Bancorp Inc PONT
59 GF Score
Price $675.00
GF Value $640.85
Valuation Fairly Valued
! 1 Warning Sign
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What is Pontiac Bancorp Short-Term Debt?

Pontiac Bancorp PONT +5.58% 59 Short-Term Debt is $0.00 Mil as of Dec. 2025. GuruFocus rates PONT with a GF Score™ of 59/100 and a GF Value™ of $640.85 (Fairly Valued). The stock has 1 warning sign investors should review.

Pontiac Bancorp's Short-Term Debt for the quarter that ended in Dec. 2025 was $0.00 Mil.

Pontiac Bancorp Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Pontiac Bancorp Short-Term Debt Related Terms

Pontiac Bancorp Short-Term Debt Historical Data

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The historical data trend for Pontiac Bancorp's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pontiac Bancorp Short-Term Debt Chart

Pontiac Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Pontiac Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00
PONT
59GF Score
Pontiac Bancorp Inc PONT
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $0.00 Mil mean?
Pontiac Bancorp (PONT) has a Short-Term Debt of $0.00 Mil as of Dec. 2025.
Is Pontiac Bancorp's Short-Term Debt too high?
Pontiac Bancorp's current Short-Term Debt is $0.00 Mil. Overall, Pontiac Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pontiac Bancorp's Short-Term Debt compare to TYFG and ARBV?
Pontiac Bancorp's Short-Term Debt of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Pontiac Bancorp's current Short-Term Debt is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pontiac Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pontiac Bancorp (PONT) is currently considered Fairly Valued. The stock's GF Value™ is $640.85, compared to a current price of $675.00 — trading 5.3% above its estimated fair value. The current Short-Term Debt is $0.00 Mil. Pontiac Bancorp's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Pontiac Bancorp (PONT), the current Short-Term Debt is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pontiac Bancorp (PONT) Overvalued in 2026?

Based on GuruFocus' analysis, Pontiac Bancorp stock appears to be overvalued. The current stock price of $675.00 is trading 5.3% above its estimated GF Value™ of $640.85. GuruFocus considers Pontiac Bancorp to be Fairly Valued.

Key valuation signals for PONT:

  • Short-Term Debt: $0.00 Mil
  • GF Value™: $640.85 vs. price of $675.00 (5.3% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the PONT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pontiac Bancorp Business Description

Address 300 W. Washington Street, Pontiac, IL, USA, 61764
Pontiac Bancorp Inc is engaged in banking services. The company offers personal banking, business banking, lending, wealth management, and agriculture lending services. The bank grants agribusiness, commercial, residential, and personal loans to customers located in the bank's market area.
59GF Score

Get the complete analysis for PONT

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$675.00
Price
$640.85
GF Value