PONT (Pontiac Bancorp) ROC (Joel Greenblatt) %: % (As of Dec. 2025)


PONT Pontiac Bancorp Inc PONT
56 GF Score
Price $639.31
GF Value $639.57
Valuation Fairly Valued
! 1 Warning Sign
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What is Pontiac Bancorp ROC (Joel Greenblatt) %?

Pontiac Bancorp PONT -2.36% 56 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates PONT with a GF Score™ of 56/100 and a GF Value™ of $639.57 (Fairly Valued). The stock has 1 warning sign investors should review. Among 46 Banks companies, Pontiac Bancorp ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

PONT
56GF Score
Pontiac Bancorp Inc PONT
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Pontiac Bancorp (PONT) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Pontiac Bancorp and its competitors. According to the industry distribution chart, Pontiac Bancorp ranks #999999 out of 46 companies in the Banks industry.
Is Pontiac Bancorp's ROC (Joel Greenblatt) % too high?
Pontiac Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Pontiac Bancorp ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Pontiac Bancorp has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pontiac Bancorp's ROC (Joel Greenblatt) % compare to TYFG and ARBV?
According to the Banks industry distribution chart, Pontiac Bancorp ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Pontiac Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.63, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Pontiac Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pontiac Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pontiac Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pontiac Bancorp (PONT) is currently considered Fairly Valued. The stock's GF Value™ is $639.57, compared to a current price of $639.31 — trading 0% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Pontiac Bancorp's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Pontiac Bancorp (PONT), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pontiac Bancorp (PONT) Overvalued in 2026?

Based on GuruFocus' analysis, Pontiac Bancorp stock appears to be undervalued. The current stock price of $639.31 is trading 0% below its estimated GF Value™ of $639.57. GuruFocus considers Pontiac Bancorp to be Fairly Valued.

Key valuation signals for PONT:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $639.57 vs. price of $639.31 (0% below fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the PONT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pontiac Bancorp Business Description

Address 300 W. Washington Street, Pontiac, IL, USA, 61764
Pontiac Bancorp Inc is engaged in banking services. The company offers personal banking, business banking, lending, wealth management, and agriculture lending services. The bank grants agribusiness, commercial, residential, and personal loans to customers located in the bank's market area.
56GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$639.31
Price
$639.57
GF Value