PONT (Pontiac Bancorp) EPS (Basic): $73.87 (TTM As of Dec. 2025)


PONT Pontiac Bancorp Inc PONT
59 GF Score
Price $654.75
GF Value $637.75
Valuation Fairly Valued
! 1 Warning Sign
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What is Pontiac Bancorp EPS (Basic)?

Pontiac Bancorp PONT -0.46% 59 EPS (Basic) is $73.87 as of Dec. 2025. GuruFocus rates PONT with a GF Score™ of 59/100 and a GF Value™ of $637.75 (Fairly Valued). The stock has 1 warning sign investors should review.

Pontiac Bancorp's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was $73.87. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was $73.87.

Pontiac Bancorp's EPS (Diluted) for the six months ended in Dec. 2025 was $73.40. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $73.40.

Pontiac Bancorp's EPS without NRI for the six months ended in Dec. 2025 was $73.40. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 73.40.

During the past 12 months, Pontiac Bancorp's average EPS without NRIGrowth Rate was 29.60% per year. During the past 3 years, the average EPS without NRI Growth Rate was 19.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 14.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 7 years, Pontiac Bancorp's highest 3-Year average EPS without NRI Growth Rate was 19.40% per year. The lowest was 9.80% per year. And the median was 13.50% per year.

Pontiac Bancorp  (OTCPK:PONT) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Pontiac Bancorp EPS (Basic) Related Terms

Pontiac Bancorp EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Pontiac Bancorp's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pontiac Bancorp EPS (Basic) Chart

Pontiac Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial 43.05 43.05 56.75 56.57 73.87

Pontiac Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic) Get a 7-Day Free Trial 43.05 43.05 56.75 56.57 73.87
PONT
59GF Score
Pontiac Bancorp Inc PONT
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Pontiac Bancorp EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Pontiac Bancorp's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(15.299-0)/0.207
=73.91

Pontiac Bancorp's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(15.299-0)/0.207
=73.91

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $73.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $73.87 mean?
Pontiac Bancorp (PONT) has a EPS (Basic) of $73.87 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Pontiac Bancorp and its competitors.
Is Pontiac Bancorp's EPS (Basic) too high?
Pontiac Bancorp's current EPS (Basic) is $73.87. Overall, Pontiac Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pontiac Bancorp's EPS (Basic) compare to TYFG and ARBV?
Pontiac Bancorp's EPS (Basic) of $73.87 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Pontiac Bancorp and its competitors. Pontiac Bancorp's current EPS (Basic) is $73.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pontiac Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pontiac Bancorp (PONT) is currently considered Fairly Valued. The stock's GF Value™ is $637.75, compared to a current price of $654.75 — trading 2.7% above its estimated fair value. The current EPS (Basic) is $73.87. Pontiac Bancorp's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Pontiac Bancorp (PONT), the current EPS (Basic) is $73.87 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pontiac Bancorp (PONT) Overvalued in 2026?

Based on GuruFocus' analysis, Pontiac Bancorp stock appears to be overvalued. The current stock price of $654.75 is trading 2.7% above its estimated GF Value™ of $637.75. GuruFocus considers Pontiac Bancorp to be Fairly Valued.

Key valuation signals for PONT:

  • EPS (Basic): $73.87
  • GF Value™: $637.75 vs. price of $654.75 (2.7% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the PONT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pontiac Bancorp Business Description

Address 300 W. Washington Street, Pontiac, IL, USA, 61764
Pontiac Bancorp Inc is engaged in banking services. The company offers personal banking, business banking, lending, wealth management, and agriculture lending services. The bank grants agribusiness, commercial, residential, and personal loans to customers located in the bank's market area.
59GF Score

Get the complete analysis for PONT

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$654.75
Price
$637.75
GF Value