PONT (Pontiac Bancorp) SpecialCharges: $0.00 Mil (TTM As of Dec. 2025)


PONT Pontiac Bancorp Inc PONT
56 GF Score
Price $639.31
GF Value $639.57
Valuation Fairly Valued
! 1 Warning Sign
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What is Pontiac Bancorp SpecialCharges?

Pontiac Bancorp PONT -2.36% 56 SpecialCharges is $0.00 Mil as of Dec. 2025. GuruFocus rates PONT with a GF Score™ of 56/100 and a GF Value™ of $639.57 (Fairly Valued). The stock has 1 warning sign investors should review.

Pontiac Bancorp's special charges for the six months ended in Dec. 2025 was $0.00 Mil. Its special charges for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil.

Pontiac Bancorp SpecialCharges Historical Data

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The historical data trend for Pontiac Bancorp's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pontiac Bancorp SpecialCharges Chart

Pontiac Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Pontiac Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00
PONT
56GF Score
Pontiac Bancorp Inc PONT
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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Pontiac Bancorp SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. SpecialCharges for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of $0.00 Mil mean?
Pontiac Bancorp (PONT) has a SpecialCharges of $0.00 Mil as of Dec. 2025. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Pontiac Bancorp and its competitors.
Is Pontiac Bancorp's SpecialCharges too high?
Pontiac Bancorp's current SpecialCharges is $0.00 Mil. Overall, Pontiac Bancorp has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pontiac Bancorp's SpecialCharges compare to TYFG and ARBV?
Pontiac Bancorp's SpecialCharges of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Pontiac Bancorp and its competitors. Pontiac Bancorp's current SpecialCharges is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pontiac Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pontiac Bancorp (PONT) is currently considered Fairly Valued. The stock's GF Value™ is $639.57, compared to a current price of $639.31 — trading 0% below its estimated fair value. The current SpecialCharges is $0.00 Mil. Pontiac Bancorp's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For Pontiac Bancorp (PONT), the current SpecialCharges is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pontiac Bancorp (PONT) Overvalued in 2026?

Based on GuruFocus' analysis, Pontiac Bancorp stock appears to be undervalued. The current stock price of $639.31 is trading 0% below its estimated GF Value™ of $639.57. GuruFocus considers Pontiac Bancorp to be Fairly Valued.

Key valuation signals for PONT:

  • SpecialCharges: $0.00 Mil
  • GF Value™: $639.57 vs. price of $639.31 (0% below fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the PONT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pontiac Bancorp Business Description

Address 300 W. Washington Street, Pontiac, IL, USA, 61764
Pontiac Bancorp Inc is engaged in banking services. The company offers personal banking, business banking, lending, wealth management, and agriculture lending services. The bank grants agribusiness, commercial, residential, and personal loans to customers located in the bank's market area.
56GF Score

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SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$639.31
Price
$639.57
GF Value