PONT (Pontiac Bancorp) Total Stockholders Equity: $136.42 Mil (As of Dec. 2025)

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PONT Pontiac Bancorp Inc PONT
67 GF Score
Price $700.00
GF Value $646.50
Valuation Fairly Valued
! 1 Warning Sign
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What is Pontiac Bancorp Total Stockholders Equity?

Pontiac Bancorp PONT 67 Total Stockholders Equity is $136.42 Mil as of Dec. 2025. GuruFocus rates PONT with a GF Score™ of 67/100 and a GF Value™ of $646.50 (Fairly Valued). The stock has 1 warning sign investors should review.

Pontiac Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $136.42 Mil. It refers to the net assets owned by shareholders. It does not include minority interest.

Total Stockholders Equity is used to calculate Book Value per Share. Pontiac Bancorp's Book Value per Share for the quarter that ended in Dec. 2025 was $659.01. The ratio of a company's debt over equity can be used to measure how leveraged this company is. Pontiac Bancorp's Debt-to-Equity for the quarter that ended in Dec. 2025 was 0.14.

Pontiac Bancorp  (OTCPK:PONT) Total Stockholders Equity Explanation

1. Total Stockholders Equity is used to calculate Book Value per Share.

Pontiac Bancorp's Book Value per Share for the quarter that ended in Dec. 2025 is

Book Value per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(136.416-0)/0.207
=659.01

2. The ratio of a company's debt over equity can be used to measure how leveraged this company is.

Pontiac Bancorp's Debt-to-Equity for the quarter that ended in Dec. 2025 is

Debt-to-Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 19.5) / 136.416
=0.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pontiac Bancorp Total Stockholders Equity Related Terms

Pontiac Bancorp Total Stockholders Equity Historical Data

* Premium members only.

The historical data trend for Pontiac Bancorp's Total Stockholders Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pontiac Bancorp Total Stockholders Equity Chart

Pontiac Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Stockholders Equity
Get a 7-Day Free Trial 104.40 98.62 109.48 118.88 136.42

Pontiac Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Stockholders Equity Get a 7-Day Free Trial 104.40 98.62 109.48 118.88 136.42
PONT
67GF Score
Pontiac Bancorp Inc PONT
Total Stockholders Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Total Stockholders Equity of $136.42 Mil mean?
Pontiac Bancorp (PONT) has a Total Stockholders Equity of $136.42 Mil as of Dec. 2025. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Pontiac Bancorp and its competitors.
Is Pontiac Bancorp's Total Stockholders Equity too high?
Pontiac Bancorp's current Total Stockholders Equity is $136.42 Mil. Overall, Pontiac Bancorp has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pontiac Bancorp's Total Stockholders Equity compare to AFBI and FMBM?
Pontiac Bancorp's Total Stockholders Equity of $136.42 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Stockholders Equity for a Banks company?
A good Total Stockholders Equity depends on the Banks industry context. However, Total Stockholders Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Stockholders Equity mean?
A high Total Stockholders Equity can signal that a stock is expensive relative to its fundamentals. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Pontiac Bancorp and its competitors. Pontiac Bancorp's current Total Stockholders Equity is $136.42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pontiac Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pontiac Bancorp (PONT) is currently considered Fairly Valued. The stock's GF Value™ is $646.50, compared to a current price of $700.00 — trading 8.3% above its estimated fair value. The current Total Stockholders Equity is $136.42 Mil. Pontiac Bancorp's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Stockholders Equity calculated?
Total Stockholders Equity is calculated from a company's financial statements. For Pontiac Bancorp (PONT), the current Total Stockholders Equity is $136.42 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pontiac Bancorp (PONT) Overvalued in 2026?

Based on GuruFocus' analysis, Pontiac Bancorp stock appears to be overvalued. The current stock price of $700.00 is trading 8.3% above its estimated GF Value™ of $646.50. GuruFocus considers Pontiac Bancorp to be Fairly Valued.

Key valuation signals for PONT:

  • Total Stockholders Equity: $136.42 Mil
  • GF Value™: $646.50 vs. price of $700.00 (8.3% above fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the PONT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pontiac Bancorp Business Description

Address 300 W. Washington Street, Pontiac, IL, USA, 61764
Pontiac Bancorp Inc is engaged in banking services. The company offers personal banking, business banking, lending, wealth management, and agriculture lending services. The bank grants agribusiness, commercial, residential, and personal loans to customers located in the bank's market area.
67GF Score

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Total Stockholders Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$700.00
Price
$646.50
GF Value