PONT (Pontiac Bancorp) Total Liabilities: $1,035.63 Mil (As of Dec. 2025)


PONT Pontiac Bancorp Inc PONT
59 GF Score
Price $654.75
GF Value $637.75
Valuation Fairly Valued
! 1 Warning Sign
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What is Pontiac Bancorp Total Liabilities?

Pontiac Bancorp PONT -0.46% 59 Total Liabilities is $1,035.63 Mil as of Dec. 2025. GuruFocus rates PONT with a GF Score™ of 59/100 and a GF Value™ of $637.75 (Fairly Valued). The stock has 1 warning sign investors should review.

Pontiac Bancorp's Total Liabilities for the quarter that ended in Dec. 2025 was $1,035.63 Mil.

Pontiac Bancorp's quarterly Total Liabilities increased from Dec. 2023 ($906.27 Mil) to Dec. 2024 ($1,032.44 Mil) and increased from Dec. 2024 ($1,032.44 Mil) to Dec. 2025 ($1,035.63 Mil).

Pontiac Bancorp's annual Total Liabilities increased from Dec. 2023 ($906.27 Mil) to Dec. 2024 ($1,032.44 Mil) and increased from Dec. 2024 ($1,032.44 Mil) to Dec. 2025 ($1,035.63 Mil).

Pontiac Bancorp Total Liabilities Historical Data

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The historical data trend for Pontiac Bancorp's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pontiac Bancorp Total Liabilities Chart

Pontiac Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial 859.63 889.78 906.27 1,032.44 1,035.63

Pontiac Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities Get a 7-Day Free Trial 859.63 889.78 906.27 1,032.44 1,035.63
PONT
59GF Score
Pontiac Bancorp Inc PONT
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Pontiac Bancorp Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Pontiac Bancorp's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=1172.043-136.416
=1,035.63

Pontiac Bancorp's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=1172.043-136.416
=1,035.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $1,035.63 Mil mean?
Pontiac Bancorp (PONT) has a Total Liabilities of $1,035.63 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Pontiac Bancorp and its competitors.
Is Pontiac Bancorp's Total Liabilities too high?
Pontiac Bancorp's current Total Liabilities is $1,035.63 Mil. Overall, Pontiac Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pontiac Bancorp's Total Liabilities compare to TYFG and ARBV?
Pontiac Bancorp's Total Liabilities of $1,035.63 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Pontiac Bancorp and its competitors. Pontiac Bancorp's current Total Liabilities is $1,035.63 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pontiac Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pontiac Bancorp (PONT) is currently considered Fairly Valued. The stock's GF Value™ is $637.75, compared to a current price of $654.75 — trading 2.7% above its estimated fair value. The current Total Liabilities is $1,035.63 Mil. Pontiac Bancorp's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Pontiac Bancorp (PONT), the current Total Liabilities is $1,035.63 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pontiac Bancorp (PONT) Overvalued in 2026?

Based on GuruFocus' analysis, Pontiac Bancorp stock appears to be overvalued. The current stock price of $654.75 is trading 2.7% above its estimated GF Value™ of $637.75. GuruFocus considers Pontiac Bancorp to be Fairly Valued.

Key valuation signals for PONT:

  • Total Liabilities: $1,035.63 Mil
  • GF Value™: $637.75 vs. price of $654.75 (2.7% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the PONT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pontiac Bancorp Business Description

Address 300 W. Washington Street, Pontiac, IL, USA, 61764
Pontiac Bancorp Inc is engaged in banking services. The company offers personal banking, business banking, lending, wealth management, and agriculture lending services. The bank grants agribusiness, commercial, residential, and personal loans to customers located in the bank's market area.
59GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$654.75
Price
$637.75
GF Value