PONT (Pontiac Bancorp) Tax Rate %: 25.90% (As of Dec. 2025)

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PONT Pontiac Bancorp Inc PONT
59 GF Score
Price $675.00
GF Value $641.21
Valuation Fairly Valued
! 1 Warning Sign
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What is Pontiac Bancorp Tax Rate %?

Pontiac Bancorp PONT +5.58% 59 Tax Rate % is 25.90% as of Dec. 2025. GuruFocus rates PONT with a GF Score™ of 59/100 and a GF Value™ of $641.21 (Fairly Valued). The stock has 1 warning sign investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Pontiac Bancorp's Tax Expense for the six months ended in Dec. 2025 was $5.35 Mil. Pontiac Bancorp's Pre-Tax Income for the six months ended in Dec. 2025 was $20.65 Mil. Therefore, Pontiac Bancorp's Tax Rate % for the quarter that ended in Dec. 2025 was 25.90%.

Pontiac Bancorp Tax Rate % Related Terms

Pontiac Bancorp Tax Rate % Historical Data

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The historical data trend for Pontiac Bancorp's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pontiac Bancorp Tax Rate % Chart

Pontiac Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial 25.47 24.14 26.14 25.49 25.90

Pontiac Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate % Get a 7-Day Free Trial 25.47 24.14 26.14 25.49 25.90
PONT
59GF Score
Pontiac Bancorp Inc PONT
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pontiac Bancorp Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Pontiac Bancorp's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=5.347/20.646
=25.90 %

Pontiac Bancorp's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=5.347/20.646
=25.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 25.90% mean?
Pontiac Bancorp (PONT) has a Tax Rate % of 25.90% as of Dec. 2025.
Is Pontiac Bancorp's Tax Rate % too high?
Pontiac Bancorp's current Tax Rate % is 25.90%. Overall, Pontiac Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pontiac Bancorp's Tax Rate % compare to TYFG and ARBV?
Pontiac Bancorp's Tax Rate % of 25.90% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Pontiac Bancorp's current Tax Rate % is 25.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pontiac Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pontiac Bancorp (PONT) is currently considered Fairly Valued. The stock's GF Value™ is $641.21, compared to a current price of $675.00 — trading 5.3% above its estimated fair value. The current Tax Rate % is 25.90%. Pontiac Bancorp's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Pontiac Bancorp (PONT), the current Tax Rate % is 25.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pontiac Bancorp (PONT) Overvalued in 2026?

Based on GuruFocus' analysis, Pontiac Bancorp stock appears to be overvalued. The current stock price of $675.00 is trading 5.3% above its estimated GF Value™ of $641.21. GuruFocus considers Pontiac Bancorp to be Fairly Valued.

Key valuation signals for PONT:

  • Tax Rate %: 25.90%
  • GF Value™: $641.21 vs. price of $675.00 (5.3% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the PONT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pontiac Bancorp Business Description

Address 300 W. Washington Street, Pontiac, IL, USA, 61764
Pontiac Bancorp Inc is engaged in banking services. The company offers personal banking, business banking, lending, wealth management, and agriculture lending services. The bank grants agribusiness, commercial, residential, and personal loans to customers located in the bank's market area.
59GF Score

Get the complete analysis for PONT

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$675.00
Price
$641.21
GF Value